85051 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85051 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,084 sqft · built 2009
Lot Size	0.176 acres (7,710 sqft)
Owner	Company Name on File
Last Sale	$387,500 (Apr 2022)
Tax Bill	$8,891 (2025)
Deeds & Mortgages	Dec 2022 Construction Loan Apr 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`13-2N-27-0720-0035-0000`

Property Details

APN / Parcel Number

Primary APN	`13-2N-27-0720-0035-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,084 sqft Heated Area
Gross Area	2,643 sqft
1st Floor Area	845 sqft
Upper Floors Area	1,239 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.176 acres)
Garage Area	440 sqft
Porch	Open Porch
Porch Area	119 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85051 CHAMPLAIN DR
City	FERNANDINA BEACH
State	FL
Zip	32034-9059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 35 FPL ESMT OR 1500/462 HAMPTON LAKES #1 PB 7/252
Legal Range	27E
Legal Township	02N
Legal Section	13
Legal Subdivision	HAMPTON LAKES #1
Legal Lot Number	35
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2012
Census Tract	50309

Owner

85051 Champlain Dr is owned by a company that bought it in April 2022.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Company Name on File
Mailing Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · Construction Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDING
Apr 12, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 7, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FLORIDA SFR ASSET POOL 2021 LLC
Dec 30, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 26, 2020	Deed of Trust, Mortgage RICHMOND AMERICAN HMS/FL LP
Jul 6, 2017	Warranty Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2022 · Amount on File
Deed Sale	Apr 12, 2022 · Amount on File
Prior Sale	Feb 7, 2022 · Amount on File
Deed Document Number	202245013377
Deed Book / Page	2554 / 1302
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85051 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9059
Transaction Type	Mortgage
Record Updated	Jan 12, 2023
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 3RD AVE 10, 10, NEW YORK, NY 10022-7228

Mortgage

Document Number	0026090159
Date	Dec 19, 2022
Book Page	2609/159
Instrument	202245041437

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDING
Address	NEW YORK, NY 10036

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 12, 2022
Property Address	85051 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9059
Document Number	0025541302
Book / Page	2554 / 1302
Map Reference	MB 7 PG 252-262
Instrument Date	Apr 11, 2022
Instrument	202245013377
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$2,712.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	841 PRUDENTIAL DRIVE, 841, JACKSONVILLE, 32200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 7, 2022
Property Address	85051 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9059
Document Number	0025361024
Book / Page	2536 / 1024
Map Reference	MB 7 PG 252-262
Instrument Date	Feb 2, 2022
Instrument	202245004463
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	WRIGHT TITLE AND ESCROW INC, WRIGHT TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,257.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78292 DUCKWOOD TRL, 78292, YULEE, FL 32097-0650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	841 PRUDENTIAL DR STE 1200, 1200, JACKSONVILLE, FL 32207-8874
Investor	Possibly a Property Investor

Mortgage

Document Number	0025361026
Date	Feb 7, 2022
Instrument	2536/1026

Lender

Name	FLORIDA SFR ASSET POOL 2021 LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85051 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9059
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024211060
Date	Dec 30, 2020
Book Page	2421/1060
Instrument	202045042545

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85051 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9059
Document Number	0023631647
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0023631647
Date	May 27, 2020
Book Page	002363/001647
Instrument	45015822

Lender

Name	RICHMOND AMERICAN HMS/FL LP

Agreement

Amount	Amount on Record

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 6, 2017
Property Address	85051 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9059
Document Number	0021311346
Book / Page	002131 / 001346
Instrument Date	Jul 3, 2017
Instrument	20163
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85051 CHAMPLAIN DR FERNANDINA BEACH FL 320349059, FERNANDINA BEACH, FL 32034-9059

Mortgage

Document Number	21311348
Date	Jul 6, 2017
Book Page	002131/001348
Instrument	20164

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 85051 Champlain Dr was $8,891, up 2.9% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,891.00 (+2.93%)	$409,925 (+4.03%) Land $75,000 Building $334,925	$409,925 (+4.03%) Land $75,000 Building $334,925
2024	$8,638.00 (+11.07%)	$394,046 (+3.73%) Land $75,000 Building $319,046	$394,046 (+3.73%) Land $75,000 Building $319,046
2023	$7,777.00 (+53.79%)	$379,877 (+63.92%) Land $75,000 Building $304,877	$379,877 (+22.81%) Land $75,000 Building $304,877
2022	$5,057.00 Homeowner's exemption	$231,742	$309,310 Land $66,300 Building $243,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85051 Champlain Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85051 Champlain Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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