St. Louis County property record for 850 Stable Ridge Ln, Saint Louis, MO 63122
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 5,036 sqft · built 1987 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on Record |
| Last Sale | $508,000 (Jun 1999) |
| Tax Bill | $9,447 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22O-32-0490 |
| Primary APN | 22O-32-0490 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,036 sqft Living Area |
| Gross Area | 5,855 sqft |
| 1st Floor Area | 1,641 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 345 sqft |
| Patio Area | 195 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 850 STABLE RIDGE LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63122-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 32R3 |
| Legal Description | WATERFORD PLACE PLAT NO 3 12 9 87 LOT 22 |
| Legal Subdivision | WATERFORD PLACE PLAT NO 3 |
| Legal Lot Number | 22 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 218401 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 850 STABLE RIDGE LN, SAINT LOUIS, MO 63122-2200 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 22, 2022 | Intrafamily Transfer, Transfer |
| Oct 23, 2018 | Deed of Trust, Mortgage · Line of Credit UMB BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 1999 · Amount on Record |
| Deed Sale | Jun 18, 1999 · Amount on Record |
| Deed Document Number | 19991436 |
| Deed Book / Page | 2163 / 261 |
| Last Transfer Date | Feb 22, 2002 |
| Transfer Doc | 0000001436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 22, 2022 |
| Property Address | 850 STABLE RIDGE LN, SAINT LOUIS, MO 63122-2200 |
| Document Number | 2022092200569 |
| Map Reference | MB 257 PG 14 |
| Instrument Date | Sep 22, 2022 |
| Instrument | 2022092200569 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 850 STABLE RIDGE LN, SAINT LOUIS, MO 63122-2200 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 850 STABLE RIDGE LN, SAINT LOUIS, MO 63122-2200 |
| Document Number | 0232560066 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 850 STABLE RIDGE LN KIRKWOOD MO 631222200, KIRKWOOD, MO 63122-2200 |
| Document Number | 0232560066 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 023256/000066 |
| Instrument | 9 |
| Name | UMB BK |
|---|---|
| Type | Bank |
| Address | CLAYTON, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Kirkwood City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,100 (-) Land $60,800 Building $129,300 | $1,000,500 (-) Land $320,000 Building $680,500 | |
| 2025 | $9,447.00 (-0.36%) | $190,100 (+25.16%) Land $60,800 Building $129,300 | $1,000,500 (+25.16%) Land $320,000 Building $680,500 |
| 2024 | $9,481.00 (+1.6%) | ||
| 2023 | $9,332.00 (+0.17%) | $151,890 (+7.03%) Land $41,800 Building $110,090 | $799,400 (+7.03%) Land $220,000 Building $579,400 |
| 2022 | $9,316.00 | $141,910 Land $41,800 Building $100,110 | |
| 2021 | $746,900 Land $220,000 Building $526,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1979–2015) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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