850 Panorama Dr, Milford, MI 48381 Property Records

Oakland County property record for 850 Panorama Dr, Milford, MI 48381

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,345 sqft · built 1959
Lot Size0.302 acres (13,155 sqft)
OwnerIndividual Name on File
Last Sale$257,000 (Aug 2023)
Tax Bill$6,265 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
May 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNLM-16-03-376-016

Property Details

APN / Parcel Number

Primary APNLM-16-03-376-016

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Building Area1,345 sqft Living Area
1st Floor Area747 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2019
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Lot Area13,155 sqft (0.302 acres)
Lot Dimensions200 ft deep x 65 ft wide
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area36 sqft
Deck Area18 sqft
Patio Area18 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address850 PANORAMA DR
CityMILFORD
StateMI
Zip48381-1554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R7E, SEC 3 FAIRVIEW HILLS SUB NO. 3 LOT 155
Legal Range07E
Legal Township02N
Legal Section03
Legal SubdivisionFAIRVIEW HILLS SUB
Legal Lot Number155
JurisdictionOAKLAND MI
Township / Civil DivisionMILFORD
Census Block Group1
Census Block1007
Census Tract132700

Owner

850 Panorama Dr is owned and occupied by an individual who bought it in August 2023.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address850 PANORAMA DR, MILFORD, MI 48381-1554
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 25, 2023Deed of Trust, Mortgage · Line of Credit
COMMUNITY CHOICE CU
Apr 14, 2022Intrafamily Transfer, Transfer
Jul 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2023 · Amount on File
Deed SaleAug 7, 2023 · Amount on File
Prior SaleAug 12, 2015 · Amount on File
Deed Document Number202385795
Deed Book / Page58790 / 172
Prior Transfer DateJul 21, 2023
Prior Transfer Doc0000085795
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 7, 2023
Property Address850 PANORAMA DR, MILFORD, MI 48381-1554
Document Number0000085795
Book / Page58790 / 172
Map ReferenceLB 96 PG 32&33
Instrument DateJul 21, 2023
Instrument85795
Transaction TypeTransfer
Record UpdatedAug 23, 2023
Title CompanyTITLE SENSE INC, TITLE ONE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,927.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address850 PANORAMA DR, MILFORD, MI 48381-1554

Transferred To (Grantee/Buyer)

NameVerified Name
Address850 PANORAMA DR, MILFORD, MI 48381-1554

Mortgage

Document Number0058790174
DateAug 7, 2023
Instrument58790/174
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2053

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address850 PANORAMA DR, MILFORD, MI 48381-1554
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address850 PANORAMA DR, MILFORD, MI 48381-1554

Mortgage

Document Number0000057152
DateMay 25, 2023
Book Page58626/45
Instrument57152
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
AddressFARMINGTON, MI 48334
Agreement
TypeLine of Credit
AmountAmount on Record
Term324 Months
DueMay 24, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateApr 14, 2022
Property Address850 PANORAMA DR, MILFORD, MI 48381-1554
Document Number0000366707
Book / Page57686 / 43
Map ReferenceLB 96 PG 32&33
Instrument DateApr 8, 2022
Instrument366707
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address850 PANORAMA DR, 850, MILFORD, MI 48381-1554

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address850 PANORAMA DR, MILFORD, MI 48381-1554

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address850 PANORAMA DR, MILFORD, MI 48381-1554
Transaction TypeMortgage
Record UpdatedAug 5, 2021
Title CompanyTITLE ONE

Transferred To (Grantee/Buyer)

NameVerified Name
Address850 PANORAMA DR, MILFORD, MI 48381-1554

Mortgage

Document Number0000179872
DateJul 20, 2021
Book Page56576/737
Instrument179872
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 850 Panorama Dr was $6,265, down 6.3% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionMilford Charter Township
MunicipalityMilford Village
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,265.00 (-6.34%)$132,920$265,840
2024$6,689.00
2023$104,070 (+11.5%)$208,140 (+11.5%)
2022$3,142.00 (+37.63%) Homeowner's exemption$93,340$186,680
2021$2,283.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 850 Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 850 Panorama Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF MILFORD
serves 6,366 people · EPA ID MI0004390
Water SourceGroundwater
Last State InspectionJul 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
123.NET
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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