Oakland County property record for 850 Panorama Dr, Milford, MI 48381
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,345 sqft · built 1959 |
| Lot Size | 0.302 acres (13,155 sqft) |
| Owner | Individual Name on File |
| Last Sale | $257,000 (Aug 2023) |
| Tax Bill | $6,265 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage May 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LM-16-03-376-016 |
| Primary APN | LM-16-03-376-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 1,345 sqft Living Area |
| 1st Floor Area | 747 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 13,155 sqft (0.302 acres) |
| Lot Dimensions | 200 ft deep x 65 ft wide |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 18 sqft |
| Patio Area | 18 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 850 PANORAMA DR |
|---|---|
| City | MILFORD |
| State | MI |
| Zip | 48381-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R7E, SEC 3 FAIRVIEW HILLS SUB NO. 3 LOT 155 |
| Legal Range | 07E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | FAIRVIEW HILLS SUB |
| Legal Lot Number | 155 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 132700 |
850 Panorama Dr is owned and occupied by an individual who bought it in August 2023.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 850 PANORAMA DR, MILFORD, MI 48381-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 25, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU |
| Apr 14, 2022 | Intrafamily Transfer, Transfer |
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on File |
| Deed Sale | Aug 7, 2023 · Amount on File |
| Prior Sale | Aug 12, 2015 · Amount on File |
| Deed Document Number | 202385795 |
| Deed Book / Page | 58790 / 172 |
| Prior Transfer Date | Jul 21, 2023 |
| Prior Transfer Doc | 0000085795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 7, 2023 |
| Property Address | 850 PANORAMA DR, MILFORD, MI 48381-1554 |
| Document Number | 0000085795 |
| Book / Page | 58790 / 172 |
| Map Reference | LB 96 PG 32&33 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 85795 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | TITLE SENSE INC, TITLE ONE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,927.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 850 PANORAMA DR, MILFORD, MI 48381-1554 |
| Name | Verified Name |
|---|---|
| Address | 850 PANORAMA DR, MILFORD, MI 48381-1554 |
| Document Number | 0058790174 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 58790/174 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 850 PANORAMA DR, MILFORD, MI 48381-1554 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 850 PANORAMA DR, MILFORD, MI 48381-1554 |
| Document Number | 0000057152 |
|---|---|
| Date | May 25, 2023 |
| Book Page | 58626/45 |
| Instrument | 57152 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48334 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | May 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 14, 2022 |
| Property Address | 850 PANORAMA DR, MILFORD, MI 48381-1554 |
| Document Number | 0000366707 |
| Book / Page | 57686 / 43 |
| Map Reference | LB 96 PG 32&33 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 366707 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 850 PANORAMA DR, 850, MILFORD, MI 48381-1554 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 850 PANORAMA DR, MILFORD, MI 48381-1554 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 850 PANORAMA DR, MILFORD, MI 48381-1554 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | TITLE ONE |
| Name | Verified Name |
|---|---|
| Address | 850 PANORAMA DR, MILFORD, MI 48381-1554 |
| Document Number | 0000179872 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 56576/737 |
| Instrument | 179872 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 850 Panorama Dr was $6,265, down 6.3% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Milford Charter Township |
| Municipality | Milford Village |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,265.00 (-6.34%) | $132,920 | $265,840 |
| 2024 | $6,689.00 | ||
| 2023 | $104,070 (+11.5%) | $208,140 (+11.5%) | |
| 2022 | $3,142.00 (+37.63%) Homeowner's exemption | $93,340 | $186,680 |
| 2021 | $2,283.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 850 Panorama Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 850 Panorama Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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