Oakland County property record for 854 Panorama Dr, Milford, MI 48381
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,345 sqft · built 1959 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Oct 2017) |
| Tax Bill | $2,989 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LM-16-03-376-017 |
| Primary APN | LM-16-03-376-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 1,345 sqft Living Area |
| 1st Floor Area | 747 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 152 ft deep x 65 ft wide |
| Garage Area | 493 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 18 sqft |
| Patio Area | 18 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 854 PANORAMA DR |
|---|---|
| City | MILFORD |
| State | MI |
| Zip | 48381-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R7E, SEC 3 FAIRVIEW HILLS SUB NO. 3 LOT 154 |
| Legal Range | 07E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | FAIRVIEW HILLS SUB |
| Legal Lot Number | 154 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 132700 |
854 Panorama Dr is owned and occupied by an individual who bought it in October 2017.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 854 PANORAMA DR, MILFORD, MI 48381-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2023 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 2, 2017 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2017 · Amount on File |
| Deed Sale | Oct 2, 2017 · Amount on File |
| Prior Sale | Mar 14, 2007 · Amount on File |
| Deed Document Number | 2017182277 |
| Deed Book / Page | 51128 / 855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 854 PANORAMA DR, MILFORD, MI 48381-1554 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 854 PANORAMA DR, MILFORD, MI 48381-1554 |
| Document Number | 0000071233 |
|---|---|
| Date | Jul 3, 2023 |
| Book Page | 58706/373 |
| Instrument | 71233 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 854 PANORAMA DR, MILFORD, MI 48381-1554 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 854 PANORAMA DR, MILFORD, MI 48381-1554 |
| Document Number | 0000028544 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 55621/129 |
| Instrument | 28544 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 2, 2017 |
| Property Address | 854 PANORAMA DR, MILFORD, MI 48381-1554 |
| Document Number | 0000182277 |
| Book / Page | 051128 / 000855 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 182277 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | TITLE ONE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,530.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4296 GARDNER AVE BERKLEY MI 480721483, BERKLEY, MI 48072-1483 |
| Document Number | 182276 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 051128/000840 |
| Instrument | 182276 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 854 Panorama Dr was $2,989 with a homeowner's exemption, down 10.5% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Milford Charter Township |
| Municipality | Milford Village |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,989.00 (-10.46%) Homeowner's exemption | $127,830 | $255,660 |
| 2024 | $3,338.00 | ||
| 2023 | $114,140 | $228,280 | |
| 2021 | $2,678.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 854 Panorama Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 854 Panorama Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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