Oakland County property record for 857 Panorama Dr, Milford, MI 48381
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,262 sqft · built 1959 |
| Lot Size | 0.183 acres (7,971 sqft) |
| Owner | Individual Name on File |
| Last Sale | $319,900 (Jul 2026) |
| Tax Bill | $2,853 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LM-16-03-378-011 |
| Primary APN | LM-16-03-378-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 3 Stories |
| Building Area | 1,262 sqft Living Area |
| 1st Floor Area | 882 sqft |
| Basement Area | 407 sqft |
| Unfinished Basement | 407 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bi-Level |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Lot Area | 7,971 sqft (0.183 acres) |
| Lot Dimensions | 120 ft deep x 66 ft wide |
| Terrain | Rolling |
| Garage Area | 488 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 857 PANORAMA DR |
|---|---|
| City | MILFORD |
| State | MI |
| Zip | 48381-1555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R7E, SEC 3 FAIRVIEW HILLS SUB NO. 3 LOT 135 |
| Legal Range | 07E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | FAIRVIEW HILLS SUB |
| Legal Lot Number | 135 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 132700 |
857 Panorama Dr is owned and occupied by an individual who bought it in July 2026.
Source: Oakland County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 30137 TURTLE CREEK CIR, NEW HUDSON, MI 48165-0008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED HOME LOANS |
| Jul 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED HOME LOANS |
| May 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY CHOICE CU |
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| May 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2026 · Amount on File |
| Deed Sale | Jul 30, 2026 · Amount on File |
| Prior Sale | May 21, 2019 · Amount on File |
| Deed Document Number | 2026113955 |
| Deed Book / Page | 61414 / 884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 30, 2026 |
| Property Address | 857 PANORAMA DR, MILFORD, MI 48381-1555 |
| Document Number | 0000113955 |
| Book / Page | 61414 / 884 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026113955 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242,324.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30137 TURTLE CREEK CIR, NEW HUDSON, MI 48165-0008 |
| Document Number | 0000112840, |
|---|---|
| Date | Jul 30, 2026 |
| Instrument | 2026112840 |
| Name | UNITED HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 28, 2026 |
| Property Address | 857 PANORAMA DR, MILFORD, MI 48381-1555 |
| Document Number | 0000112840 |
| Book / Page | 61409 / 374 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 2026112840 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | ATA NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 30137 TURTLE CREEK CIR, NEW HUDSON, MI 48165-0008 |
| Document Number | 0000112840, |
|---|---|
| Date | Jul 28, 2026 |
| Book Page | 61409/374 |
| Instrument | 2026112840 |
| Name | UNITED HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 857 PANORAMA DR, MILFORD, MI 48381-1555 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 857 PANORAMA DR, MILFORD, MI 48381-1555 |
| Document Number | 0000053299 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 58605/25 |
| Instrument | 53299 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48334 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 20, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 857 PANORAMA DR, MILFORD, MI 48381-1555 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 857 PANORAMA DR, MILFORD, MI 48381-1555 |
| Document Number | 0000112184 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 56143/85 |
| Instrument | 112184 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 21, 2019 |
| Property Address | 857 PANORAMA DR, MILFORD, MI 48381-1555 |
| Document Number | 0000078569 |
| Book / Page | 52847 / 00441 |
| Map Reference | LB 96 PG 32&33 |
| Instrument Date | May 14, 2019 |
| Instrument | 78569 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,681.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 857 PANORAMA DR, 857, MILFORD, MI 48381-1555 |
| Name | Verified Name |
|---|---|
| Address | 857 PANORAMA DR, MILFORD, MI 48381-1555 |
| Document Number | 0000078565 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 78565 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 857 Panorama Dr was $2,853 with a homeowner's exemption, down 10.5% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Milford Charter Township |
| Municipality | Milford Village |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,853.00 (-10.45%) Homeowner's exemption | $116,940 | $233,880 |
| 2024 | $3,186.00 | ||
| 2023 | $104,110 | $208,220 | |
| 2021 | $2,556.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 857 Panorama Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 857 Panorama Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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