838 Panorama Dr, Milford, MI 48381 Property Records

Oakland County property record for 838 Panorama Dr, Milford, MI 48381

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,345 sqft · built 1959
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$152,500 (Jan 2017)
Tax Bill	$3,028 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LM-16-03-376-013`

Property Details

APN / Parcel Number

Primary APN	`LM-16-03-376-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,345 sqft Living Area
1st Floor Area	747 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Bi-Level
Exterior Material	Other
Construction Type	Brick
Roof Type	Gable
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	165 ft deep x 66 ft wide
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	16 sqft
Patio Area	636 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	838 PANORAMA DR
City	MILFORD
State	MI
Zip	48381-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T2N, R7E, SEC 3 FAIRVIEW HILLS SUB NO. 3 LOT 158
Legal Range	07E
Legal Township	02N
Legal Section	03
Legal Subdivision	FAIRVIEW HILLS SUB
Legal Lot Number	158
Jurisdiction	OAKLAND MI
Township / Civil Division	MILFORD
Census Block Group	1
Census Block	1007
Census Tract	132700

Owner

838 Panorama Dr is owned and occupied by two individuals who bought it in January 2017.

Source: Oakland County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	838 PANORAMA DR, MILFORD, MI 48381-1554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2017 · Amount on File
Deed Sale	Jan 13, 2017 · Amount on File
Prior Sale	Mar 29, 2005 · Amount on File
Deed Document Number	20178251
Deed Book / Page	50283 / 242
Prior Transfer Date	Mar 26, 2007
Prior Transfer Doc	0000072541
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 13, 2017
Property Address	838 PANORAMA DR, MILFORD, MI 48381-1554
Document Number	0000008251
Book / Page	50283 / 00242
Map Reference	LB96 PG32&33
Instrument Date	Dec 30, 2016
Instrument	008251
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,311.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	838 PANORAMA DR, 838, MILFORD, MI 48381-1554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7285 BLUEWATER DR APT 27, 27, CLARKSTON, MI 48348-4228

Mortgage

Document Number	0000008250
Date	Jan 13, 2017
Instrument	008250

Lender

Name	HURON VALLEY FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 838 Panorama Dr was $3,028 with a homeowner's exemption, down 10.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Milford Charter Township
Municipality	Milford Village
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,028.00 (-10.41%) Homeowner's exemption	$131,950	$263,900
2024	$3,380.00
2023		$118,200	$236,400
2021	$2,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 838 Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 838 Panorama Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20