850 Hwy 128, Philo, CA 95466 Property Records

Mendocino County property record for 850 Hwy 128, Philo, CA 95466

Property Summary

Property Type	Rural Home
Lot Size	1.9 acres (82,764 sqft)
Owner	Individual Name on Record
Tax Bill	$161 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`026-200-24`

Property Details

APN / Parcel Number

Primary APN	`026-200-24`
Alternative APN	`026-200-24-00`

Exterior

Lot Area	82,764 sqft

Location & Zoning

Old Parcel Number	026-200-24
Street Address	850 HIGHWAY 128
City	PHILO
State	CA
Zip	95466-9475
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG40
Legal Description	WAS 026-200-22-07
Legal Block	1
Legal Lot Number	24
Jurisdiction	MENDOCINO CA
Township / Civil Division	MENDOCINO
Census Block Group	1
Census Block	1060
Census Tract	11200

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 241, PHILO, CA 95466-0241
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Commercial Mortgage SAVINGS BANK OF MENDOCINO COUNTY
Oct 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage SAVINGS BANK OF MENDOCINO COUNTY
Jun 19, 2020	Deed of Trust, Mortgage · Line of Credit SAVINGS BANK OF MENDOCINO COUNTY
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SAVINGS BANK OF MENDOCINO COUNTY
May 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 25, 2018	Deed of Trust, Mortgage SAVINGS BK/MENDOCINO CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 21, 2020
Transfer Doc	0000005867
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	850 HIGHWAY 128, PHILO, CA 95466-9475
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	REDWOOD ABSTRACT INC, REDWOOD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 SALMELA RD, NAVARRO, CA 95463

Mortgage

Document Number	0000001870
Date	Mar 9, 2026
Instrument	2026-01870

Lender

Name	SAVINGS BANK OF MENDOCINO COUNTY
Type	Bank
Address	UKIAH, CA 95482

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	850 HIGHWAY 128, PHILO, CA 95466-9475
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	REDWOOD EMPIRE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013017
Date	Oct 10, 2018
Instrument	2018-13017

Lender

Name	SAVINGS BANK OF MENDOCINO COUNTY
Type	Bank
Address	UKIAH, CA 95482

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	850 HIGHWAY 128, PHILO, CA 95466-9475
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	REDWOOD EMPIRE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006815
Date	Jun 19, 2020
Instrument	2020-06815

Lender

Name	SAVINGS BANK OF MENDOCINO COUNTY
Type	Bank
Address	UKIAH, CA 95482

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	850 HIGHWAY 128, PHILO, CA 95466-9475
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012452
Date	Aug 16, 2021
Instrument	2021-12452

Lender

Name	SAVINGS BANK OF MENDOCINO COUNTY
Type	Bank
Address	UKIAH, CA 95482

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MENDOCINO CA
Recording Date	May 28, 2020
Property Address	850 HIGHWAY 128, PHILO, CA 95466-9475
Document Number	0000005867
Instrument Date	May 21, 2020
Instrument	5867
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 241 PHILO CA 954660241, PHILO, CA 95466-0241

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	850 HIGHWAY 128, PHILO, CA 95466-9475
Document Number	0000004821
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 SALMELA RD NAVARRO CA 95463, NAVARRO, CA 95463

Mortgage

Document Number	0000004821
Date	Apr 30, 2018
Instrument	4821

Lender

Name	SAVINGS BK/MENDOCINO CNTY
Type	Federal Savings Bank
Address	UKIAH, CA 95482

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Unified School District	Anderson Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$11,398 (+2%) Land $11,398
2025	$161.00 (+1.9%)	$11,175 (+4.03%) Land $11,175
2024	$158.00
2023	$158.00 (+8.22%)	$10,742 Land $10,742
2020	$146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Hwy 128

Nearby Streets

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