85 S Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 85 S Central Ave, Umatilla, FL 32784

Property Summary

Property Type	Store with Apartments
Details	2 ba · 1,705 sqft · built 1955
Lot Size	0.345 acres (15,016 sqft)
Owner	Company Name on Record
Last Sale	$100 (Dec 2016)
Tax Bill	$1,446 (2024)
Deeds & Mortgages	Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-18-26-2600-000-00600`

Property Details

APN / Parcel Number

Primary APN	`13-18-26-2600-000-00600`
Alternative APNs	`261813260000000600` `1501032`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,705 sqft Gross Area
1st Floor Area	1,705 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1986
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Asphalt
Lot Area	15,016 sqft (0.345 acres)
Lot Dimensions	115 ft deep x 118 ft wide
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Deck Area	Deck Area
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1501032
Street Address	85 S CENTRAL AVE
City	UMATILLA
State	FL
Zip	32784-9549
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	C1
Legal Description	UMATILLA SINKS SUB FROM NW COR LOT 6 RUN S 26DEG W 155 FT TO POB RUN S 78DEG 03MIN E 115 FT S 11DEG 57MIN E TO LAKE UMATILLA BEG AGAIN AT POB RUN S 26DEG W ALONG LOT LINE 150.5 FT S 27DEG 30MIN E TO SAID LAKE NELY ALONG LAKE TO INTERSECT FIRST LINE P
Legal Range	26E
Legal Township	18S
Legal Section	13
Legal Subdivision	UMATILLA SINKS SUB
Legal Tract	2600
Legal Lot Number	6
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1064
Census Tract	30109

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	85 S CENTRAL AVE, UMATILLA, FL 32784-9549
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2016 · Amount on Record
Deed Sale	Dec 1, 2016 · Amount on Record
Deed Book / Page	4891 / 363
Last Transfer Date	Dec 12, 2016
Transfer Doc	0048910363
Record Updated	Jun 8, 2026

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Jan 19, 2017
Property Address	85 S CENTRAL AVE, UMATILLA, FL 32784-9549
Document Number	0048910363
Book / Page	004891 / 000363
Instrument Date	Dec 12, 2016
Instrument	6325
Transaction Type	Transfer
Record Updated	Jan 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 S CENTRAL AVE UMATILLA FL 327849549, UMATILLA, FL 32784-9549

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,241 (+1.89%)	$119,247 (-0.21%) Land $55,346 Building $63,901
2025		$101,329 (+7.7%) Land $55,346 Building $45,983	$119,498 (+11.76%) Land $55,346 Building $64,152
2024	$1,446.00 (+4.86%)
2023	$1,379.00 (+8.84%) Homeowner's exemption	$94,085 (+5.46%)	$106,927 (+11.59%) Land $50,318 Building $56,609
2022	$1,267.00 Homeowner's exemption	$89,217	$95,821 Land $45,744 Building $50,077

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20