200 S Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 200 S Central Ave, Umatilla, FL 32784

Property Summary

Property Type	Apartment House (2-4 Units)
Details	16 ba · 17,268 sqft · built 1972
Lot Size	1.62 acres (70,671 sqft)
Owner	Company Name on Record
Last Sale	$555,000 (May 2000)
Tax Bill	$23,095 (2025)
Deeds & Mortgages	Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`13-18-26-0500-00A-00200`

Property Details

APN / Parcel Number

Primary APN	`13-18-26-0500-00A-00200`
Alternative APNs	`261813050000A00200` `1499925`

Interior

Full Baths	16 Baths
Units	32 Units
Stories	2 Stories
Building Area	17,268 sqft Living Area
1st Floor Area	17,268 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1993
Architectural Style	Multi-Family
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	70,671 sqft (1.62 acres)
Lot Dimensions	230 ft deep x 350 ft wide
Garage Type	Carport
Garage Area	3,400 sqft
Carport	Carport
Carport Area	3,400 sqft
Parking Spaces	16 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	672 sqft
Deck Area	Deck Area
Canopy	538 sqft
Utility Building	180 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1499925
Street Address	200 S CENTRAL AVE
City	UMATILLA
State	FL
Zip	32784-9566
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Local Zoning Code	RP
Legal Description	UMATILLA MITCHENOR'S ADD BEG AT MOST S'LY COR OF LOT 2 BLK A RUN N 64DEG 20MIN W TO LAKE ENOLA BEG AGAIN AT POB RUN N 25DEG 40MIN E 80 FT N 64DEG 20MIN W 86 FT N 19DEG 20MIN W TO LAKE ENOLA SW'LY ALONG LAKE TO INTERSECT FIRST LINE PB 1 PG 56 ORB 1825
Legal Range	26E
Legal Township	18S
Legal Section	13
Legal Subdivision	UMATILLA MITCHENORS ADD
Legal Tract	0500
Legal Block	A
Legal Lot Number	2
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1063
Census Tract	30110

Owner

Source: Lake County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	359 W ALFRED ST, TAVARES, FL 32778-3270
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2000 · Amount on Record
Deed Sale	May 26, 2000 · Amount on Record
Prior Sale	Mar 17, 1999 · Amount on Record
Deed Book / Page	1825 / 1693
Record Updated	Oct 29, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	200 S CENTRAL AVE, UMATILLA, FL 32784-9566
Document Number	0054081864
Instrument Date	Jan 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	357 W ALFRED ST TAVARES FL 327783270, TAVARES, FL 32778-3270

Mortgage

Document Number	0054081864
Date	Jan 21, 2020
Book Page	005408/001864
Instrument	8013

Lender

Name	UNITED STHRN BK
Type	Bank
Address	UMATILLA, FL 32784

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 20, 2025

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,026,933 (-) Land $133,584 Building $893,349	$1,026,933 (-) Land $133,584 Building $893,349
2025	$23,095.00 (+16.35%)	$1,026,933 (+17.86%) Land $133,584 Building $893,349	$1,026,933 (+17.86%) Land $133,584 Building $893,349
2024	$19,850.00 (+8.02%)
2023	$18,377.00 (+14.38%)	$871,345 (+13.28%)	$871,345 (+13.28%) Land $133,584 Building $737,761
2022	$16,067.00	$769,191	$769,191 Land $106,260 Building $662,931

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20