66 S Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 66 S Central Ave, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,326 sqft · built 1920
Lot Size0.231 acres (10,083 sqft)
OwnerCompany Name on File
Last Sale$89,000 (Dec 2019)
Tax Bill$2,620 (2024)
Deeds & MortgagesMar 2023 Mortgage
Dec 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-18-26-1200-00H-00800

Property Details

APN / Parcel Number

Primary APN13-18-26-1200-00H-00800
Alternative APN
  • 1770271

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,326 sqft Living Area
1st Floor Area1,390 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2005
Exterior MaterialAsbestos
Construction TypeSteel Frame
Foundation TypeBlock
Roof MaterialMetal
Lot Area10,083 sqft (0.231 acres)
Lot Dimensions140 ft deep x 66 ft wide
Garage TypeDetached
Garage Area404 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number1770271
Street Address66 S CENTRAL AVE
CityUMATILLA
StateFL
Zip32784-9520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUMATILLA YANCEY'S ADD S 6 FT OF LOT 8 LOT 9 N 6 FT OF LOT 10 BLK H PB 1 PG 30 ORB 5392 PG 97
Legal Range26E
Legal Township18S
Legal Section13
Legal SubdivisionYANCEY'S ADD
Legal Tract1200
Legal BlockH
Legal Lot Number8-10
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1063
Census Tract30110

Owner

66 S Central Ave is owned by a company that bought it in December 2019.

Source: Lake County records, as of December 15, 2025

Owner of RecordCompany Name on File
Mailing Address6137 ROUND LAKE RD, APOPKA, FL 32712-5104
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2023Deed of Trust, Mortgage · Commercial Mortgage
LENDINGONE LLC
Dec 17, 2019Warranty Deed, Transfer
STONEBRIDGE TITLE GROUP LLC
Dec 17, 2019Grant Deed, Transfer
JOYCELY D AMORE
May 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
LAROE KENNETH E FAMILY TR (PT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2019 · Amount on File
Deed SaleDec 17, 2019 · Amount on File
Prior SaleDec 17, 2019 · Amount on File
Deed Document Number2019143459
Deed Book / Page5392 / 0097
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address66 S CENTRAL AVE, UMATILLA, FL 32784-9520
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6137 ROUND LAKE RD, APOPKA, FL 32712-5104

Mortgage

Document Number0061170906
DateMar 31, 2023
Book Page6117/906
Instrument2023036823
Lender
NameLENDINGONE LLC
TypeLending Institution
AddressBOCA RATON, FL 33431
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 17, 2019
Property Address66 S CENTRAL AVE, UMATILLA, FL 32784-9520
Document Number0053911386
Book / Page005391 / 001386
Instrument DateDec 13, 2019
Instrument143085
Transaction TypeTransfer
Record UpdatedJan 2, 2020
Title CompanySTONEBRIDGE TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$595.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2699 LEE RD #120 WINTER PARK FL 327891738, 120, WINTER PARK, FL 32789-1738

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE FL
Recording DateDec 17, 2019
Property Address66 S CENTRAL AVE, UMATILLA, FL 32784-9520
Document Number0053920097
Book / Page005392 / 000097
Instrument DateDec 13, 2019
Instrument143459
Transaction TypeTransfer
Record UpdatedJan 2, 2020
Title CompanySTONEBRIDGE TITLE GROUP LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$623.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6137 ROUND LAKE RD APOPKA FL 327125104, APOPKA, FL 32712-5104

Mortgage

Document Number53920101
DateDec 17, 2019
Book Page005392/000101
Instrument143461
Lender
NameJOYCELY D AMORE
Address6422 AGASTIA CT # 108, ORLANDO, FL 32835-3076
Agreement
AmountAmount on Record
Term36 Months
DueDec 16, 2022

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address66 S CENTRAL AVE, UMATILLA, FL 32784-9520
Document Number0052851544
Instrument DateMay 23, 2019
Transaction TypeMortgage
Record UpdatedJun 6, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 CIRCLE DR MANSFIELD CENTER CT 062501606, MANSFIELD CENTER, CT 06250-1606

Mortgage

Document Number0052851544
DateMay 28, 2019
Book Page005285/001544
Instrument59312
Lender
NameLAROE KENNETH E FAMILY TR (PT)
Address22449 LAKE SENECA RD, EUSTIS, FL 32736-5125
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term24 Months
DueMay 27, 2021

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$162,745 Land $36,000 Building $126,745$162,745 Land $36,000 Building $126,745
2024$2,620.00 (+5.86%)
2023$2,475.00 (+26.92%)$160,593 (+61.31%)$160,593 (+61.31%) Land $36,000 Building $124,593
2022$1,950.00$99,557$99,557 Land $18,000 Building $81,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 66 S Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 66 S Central Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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