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155 S Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 155 S Central Ave, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,344 sqft · built 1956
Lot Size0.685 acres (29,851 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Sep 2011)
Tax Bill$6,372 (2024)
Deeds & MortgagesApr 2024 Mortgage
Jun 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN13-18-26-1600-000-00700

Property Details

APN / Parcel Number

Primary APN13-18-26-1600-000-00700
Alternative APN
  • 1499470

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,344 sqft Living Area
1st Floor Area2,344 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Construction TypeConcrete Block
Foundation TypeBlock
Roof MaterialShingle
Lot Area29,851 sqft (0.685 acres)
Lot Dimensions145 ft deep x 195 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area170 sqft
Patio Area336 sqft
Utility Building2,880 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1499470
Street Address155 S CENTRAL AVE
CityUMATILLA
StateFL
Zip32784-9542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUMATILLA BUENA VISTA SUB NE'LY 21 FT OF LOTS 7 14 LOTS 8 9 10 11 12 13 EDGEWATER AVE E'LY OF SAID DESCRIPTION SW'LY 1/2 OF
Legal Range26E
Legal Township18S
Legal Section13
Legal SubdivisionBUENA VISTA
Legal Tract1600
Legal Lot Number7-14 14
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group1
Census Block1064
Census Tract30109

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1920 PLYMOUTH AVE, MOUNT DORA, FL 32757
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2024Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Jun 9, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2011 · Amount on Record
Deed SaleSep 2, 2011 · Amount on Record
Prior SaleJun 26, 2003
Deed Document Number2011083557
Deed Book / Page4069 / 0143
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address155 S CENTRAL AVE, UMATILLA, FL 32784-9542
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 S CENTRAL AVE, UMATILLA, FL 32784-9542

Mortgage

Document Number0063222295
DateApr 26, 2024
Book Page6322/2295
Instrument2024048784
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address155 S CENTRAL AVE, UMATILLA, FL 32784-9542
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address155 S CENTRAL AVE, UMATILLA, FL 32784-9542

Mortgage

Document Number0057252321
DateJun 9, 2021
Book Page5725/2321
Instrument2021079092
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueJul 1, 2031

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityUmatilla City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$386,164 (+12.52%) Land $146,250 Building $239,914$386,164 (+12.52%) Land $146,250 Building $239,914
2024$6,372.00 (+11.05%)
2023$5,738.00 (+7.8%)$343,182 (+7.06%)$343,182 (+7.06%) Land $112,500 Building $230,682
2022$5,323.00$320,541$320,541 Land $90,000 Building $230,541

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUMATILLA WATER WORKS (2 WPS)
serves 3,948 people · EPA ID FL3351402
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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