85 River Bluff Rd, Elgin, IL 60120 Property Records

Kane County property record for 85 River Bluff Rd, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1952
Square Footage1,270 sqft Living Area
Lot Size9,583 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$269,000 (2022)
Tax Bill$7,229.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-11-230-001

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,270 sqft Living Area
Gross Area2,540 sqft Gross Area
1st Floor1,270 sqft 1st Floor
Basement Area1,270 sqft Basement
Stories1 Stories

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame Construction
Lot Area9,583 sqft (0.22 acres)
Depth X Width132 ft x 72 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address85 RIVER BLUFF RD
CityELGIN
StateIL
Zip60120-2167
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOME-IN-THE-WOODS LOT 1
Legal SubdivisionHOME-IN-THE-WOODS
Legal Block6
Legal Lot Number1
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup6
Census Block6015
Census Tract850800

Owner

Source: Kane County records · APN 06-11-230-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address85 RIVER BLUFF RD, ELGIN, IL 60120-2167
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Warranty Deed, Transfer · Conventional Mortgage
LIFESTONE MORTGAGE CORP
Dec 14, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2022 · Amount on Record
Deed SaleJul 28, 2022 · Amount on Record
Prior SaleAug 28, 2015 · Amount on Record
Deed Doc Number202238464
Prior Transfer DateNov 20, 2006
Prior Transfer Doc0000010659
Record RefreshedSep 20, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 28, 2022
Property Address85 RIVER BLUFF RD, ELGIN, IL 60120-2167
Document Number0000038464
Instrument DateJul 07, 2022
Instrument2022K038464
Transaction TypeTransfer
Record UpdatedAug 03, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$269.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address85 RIVER BLUFF RD, ELGIN, IL 60120-2167

Mortgage

Document Number0000038465
DateJul 28, 2022
Instrument2022K038465
Lender
NameLIFESTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052
Interest
Rate TypeFixed Rate
Rate4.87%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address85 RIVER BLUFF RD, ELGIN, IL 60120-2167
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 RIVER BLUFF RD, ELGIN, IL 60120-2167

Mortgage

Document Number0000092591
DateDec 14, 2021
Instrument2021K092591
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term285 Months
DueSep 01, 2045

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,229.00 (+15.85%) Homeowner's exemption
2024$94,649 (+21.39%) Land $25,845 Building $68,804$284,061 (+21.44%) Land $77,566 Building $206,495
2022$6,240.00 (+4.56%) Homeowner's exemption$77,968 (+6.96%) Land $21,290 Building $56,678$233,904 (+6.96%) Land $63,870 Building $170,034
2021$5,968.00 Homeowner's exemption$72,895 Land $19,905 Building $52,990$218,685 Land $59,715 Building $158,970

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