Kane County property record for 164 River Bluff Rd, Elgin, IL 60120 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1952 |
| Square Footage | 2,638 sqft Living Area |
| Lot Size | 41,382 sqft (0.95 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Tax Bill | $4,810.00 (2025) |
| Primary APN | 06-11-228-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,638 sqft Living Area |
| Gross Area | 4,076 sqft Gross Area |
| 1st Floor | 2,638 sqft 1st Floor |
| Basement Area | 1,438 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Brick Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 41,382 sqft (0.95 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Street Address | 164 RIVER BLUFF RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2109 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOVELLS GROVE 2ND ADDN WEST 13 FT LOT 3 & ALL OF LOTS 4 & 5 & EAST 7 FT LOT 6 BLOCK 1 |
| Legal Subdivision | LOVELLS GROVE 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 3-6 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 6 |
| Census Block | 6013 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-11-228-005
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 164 RIVER BLUFF RD, ELGIN, IL 60120-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 164 RIVER BLUFF RD, ELGIN, IL 60120-2109 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 164 RIVER BLUFF RD, ELGIN, IL 60120-2109 |
| Document Number | 0000069642 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021K069642 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate | 3.89% |
|---|
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,810.00 (-18.47%) Homeowner's exemption Senior Citizen's exemption | $173,173 (+8.57%) Land $47,743 Building $125,430 | $519,727 (+8.57%) Land $143,286 Building $376,441 |
| 2024 | $159,503 (+21.39%) Land $43,974 Building $115,529 | $478,700 (+21.44%) Land $131,975 Building $346,726 | |
| 2022 | $5,900.00 (-40.87%) Homeowner's exemption | $131,393 (+6.96%) Land $36,224 Building $95,169 | $394,179 (+6.96%) Land $108,672 Building $285,507 |
| 2021 | $9,978.00 Homeowner's exemption | $122,843 Land $33,867 Building $88,976 | $368,529 Land $101,601 Building $266,928 |
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