56 River Bluff Rd, Elgin, IL 60120 Property Records

Kane County property record for 56 River Bluff Rd, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 1921
Square Footage	4,404 sqft Living Area
Lot Size	33,541 sqft (0.77 acres)
Occupancy	Owner Occupied
Last Sale	$387,500 (2003)
Tax Bill	$15,731.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-11-229-001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	11 Rooms
Building Area	4,404 sqft Living Area
Gross Area	6,951 sqft Gross Area
Basement Area	2,547 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Brick Exterior
Lot Area	33,541 sqft (0.77 acres)
Lot Width	111 ft Width

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	56 RIVER BLUFF RD
City	ELGIN
State	IL
Zip	60120-2166
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOME-IN-THE-WOODS LOTS 43 & 37
Legal Subdivision	HOME-IN-THE-WOODS
Legal Block	6
Legal Lot Number	43,37
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	6
Census Block	6013
Census Tract	850800

Owner

Source: Kane County records · APN 06-11-229-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 RIVER BLUFF RD, ELGIN, IL 60120-2166
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2003 · Amount on Record
Deed Sale	Aug 28, 2003 · Amount on Record
Deed Doc Number	2003155068
Record Refreshed	Sep 20, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	56 RIVER BLUFF RD, ELGIN, IL 60120-2166
Document Number	0000000086
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	May 04, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	56 RIVER BLUFF RD ELGIN IL 601202166, ELGIN, IL 60120-2166

Mortgage

Document Number	0000000086
Date	Jan 03, 2017
Instrument	86

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jan 02, 2047

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,731.00 (+15.12%) Homeowner's exemption Senior Citizen's exemption
2024		$204,663 (+21.39%) Land $31,011 Building $173,652	$614,235 (+21.44%) Land $93,070 Building $521,164
2022	$13,665.00 (+4.46%) Homeowner's exemption	$168,594 (+6.96%) Land $25,546 Building $143,048	$505,782 (+6.96%) Land $76,638 Building $429,144
2021	$13,081.00 Homeowner's exemption	$157,624 Land $23,884 Building $133,740	$472,872 Land $71,652 Building $401,220