85 Narrows Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 85 Narrows Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,387 sqft · built 1960
Lot Size	1.34 acres (58,370 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Apr 2025)
Tax Bill	$6,941 (2026)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:7 B:L:18`

Property Details

APN / Parcel Number

Primary APN	`M:7 B:L:18`
Alternative APNs	`WMIN M:121 B:L:19` `935`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	3,172 sqft
Basement Area	1,387 sqft
Unfinished Basement	1,387 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,370 sqft (1.34 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	935
Street Address	85 NARROWS RD
City	WESTMINSTER
State	MA
Zip	01473-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	19
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	5
Census Block	5038
Census Tract	708100

Owner

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85 NARROWS RD, WESTMINSTER, MA 01473-1618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Oct 2, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CUTTER HILL CAPITAL
Jul 19, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MICHAEL DELPERCIO T
May 11, 2017	Deed of Trust, Mortgage · Line of Credit I-C FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2025 · Amount on Record
Deed Sale	Apr 23, 2025 · Amount on Record
Prior Sale	Oct 2, 2023 · Amount on Record
Deed Book / Page	10971 / 162
Prior Transfer Date	Sep 21, 2023
Prior Transfer Doc	010648-249
Record Updated	Oct 29, 2026

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Apr 23, 2025
Property Address	85 NARROWS RD, WESTMINSTER, MA 01473-1618
Document Number	010971-162
Book / Page	10971 / 162
Instrument Date	Apr 23, 2025
Instrument	5122
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	85 NARROWS RD, WESTMINSTER, MA 01473-1618

Mortgage

Document Number	0000005123
Date	Apr 23, 2025
Instrument	5123

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Oct 2, 2023
Property Address	85 NARROWS RD, WESTMINSTER, MA 01473-1618
Document Number	010648-249
Book / Page	10648 / 249
Instrument Date	Sep 21, 2023
Instrument	13620
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 E GARDNER RD, WESTMINSTER, MA 01473-1029

Mortgage

Document Number	0000013621
Date	Oct 2, 2023
Instrument	13621

Lender

Name	CUTTER HILL CAPITAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Jul 19, 2023
Property Address	85 NARROWS RD, WESTMINSTER, MA 01473-1618
Document Number	010600-364
Book / Page	10600 / 364
Instrument Date	Jul 19, 2023
Instrument	9540
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	742 DANIEL SHAYS HWY APT A2, A2, ATHOL, MA 01331-9330

Mortgage

Document Number	0000009541
Date	Jul 19, 2023
Instrument	9541

Lender

Name	MICHAEL DELPERCIO T

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	85 NARROWS RD, WESTMINSTER, MA 01473-1618
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8813-363
Date	May 11, 2017
Book Page	8813/363
Instrument	7631

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2042

Tax Assessment & Valuation

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,941.00 (+56.68%)	$591,700 (+64.27%) Land $126,500 Building $465,200	$661,105 (+111.78%)
2025	$4,430.00 (+3.84%)	$360,200 (+3.51%) Land $126,500 Building $233,700	$312,170
2024	$4,266.00 (-1.11%)	$348,000 (+5.36%) Land $126,500 Building $221,500
2023	$4,314.00	$330,300 Land $118,200 Building $212,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1987–2011)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTMINSTER DEPARTMENT OF PUBLIC WORKS serves 3,889 people · EPA ID MA2332000
Water Source	Purchased surface water from FITCHBURG DPW DIVISION OF WATER SUPPLY
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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