89 Narrows Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 89 Narrows Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,518 sqft · built 1963
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Sep 2005)
Tax Bill	$4,996 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:1011 B:L:1`

Property Details

APN / Parcel Number

Primary APN	`M:1011 B:L:1`
Alternative APNs	`WMIN M:121 B:L:17` `177`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	3,915 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	177
Street Address	89 NARROWS RD
City	WESTMINSTER
State	MA
Zip	01473-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	17
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	5
Census Block	5038
Census Tract	708100

Owner

89 Narrows Rd is owned and occupied by two individuals who acquired it in December 2021.

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	89 NARROWS RD, WESTMINSTER, MA 01473-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Dec 14, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 8, 2019	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2005 · Amount on File
Deed Sale	Sep 27, 2005 · Amount on File
Prior Sale	Dec 5, 2001 · Amount on File
Deed Book / Page	5866 / 340
Last Transfer Date	Dec 9, 2021
Transfer Doc	010208-328
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	89 NARROWS RD, WESTMINSTER, MA 01473-1618
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010645-298
Date	Sep 28, 2023
Book Page	10645/298
Instrument	13391

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2063

Interest

Rate Type	Adjustable Rate

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Dec 14, 2021
Property Address	89 NARROWS RD, WESTMINSTER, MA 01473-1618
Document Number	010208-328
Book / Page	10208 / 328
Instrument Date	Dec 9, 2021
Instrument	28051
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	89 NARROWS RD, WESTMINSTER, MA 01473-1618

Mortgage

Document Number	0000028052
Date	Dec 14, 2021
Instrument	28052

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	253 Months
Due	Jan 1, 2043

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	89 NARROWS RD, WESTMINSTER, MA 01473-1618
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9362-218
Date	Jul 8, 2019
Book Page	9362/218
Instrument	11033

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2059

Tax Assessment & Valuation

The 2026 property tax bill for 89 Narrows Rd was $4,996, up 4.3% from the year before.

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,996.00 (+4.34%)	$425,900 (+9.4%) Land $115,100 Building $310,800	$520,315 (+23.49%)
2025	$4,788.00 (+4.45%)	$389,300 (+4.12%) Land $115,100 Building $274,200	$421,325
2024	$4,584.00 (+0.17%)	$373,900 (+6.71%) Land $115,100 Building $258,800
2023	$4,576.00	$350,400 Land $107,600 Building $242,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 89 Narrows Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1987–2011)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 89 Narrows Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTMINSTER DEPARTMENT OF PUBLIC WORKS serves 3,889 people · EPA ID MA2332000
Water Source	Purchased surface water from FITCHBURG DPW DIVISION OF WATER SUPPLY
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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