81 Narrows Rd, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 81 Narrows Rd, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,482 sqft · built 1964
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Mar 2022)
Tax Bill	$4,436 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:1011 B:L:2A`

Property Details

APN / Parcel Number

Primary APN	`M:1011 B:L:2A`
Alternative APNs	`WMIN M:121 B:L:20` `2489`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,482 sqft Living Area
Gross Area	2,881 sqft
Basement Area	1,079 sqft
Unfinished Basement	1,079 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2489
Street Address	81 NARROWS RD
City	WESTMINSTER
State	MA
Zip	01473-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	20
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	5
Census Block	5038
Census Tract	708100

Owner

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	81 NARROWS RD, WESTMINSTER, MA 01473-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ALLIED MORTGAGE & SERVICES
Feb 2, 2018	Quit Claim Deed, Transfer · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Aug 29, 2000 · Amount on Record
Deed Book / Page	10272 / 331
Prior Transfer Date	Feb 28, 2022
Prior Transfer Doc	010272-331
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Mar 1, 2022
Property Address	81 NARROWS RD, WESTMINSTER, MA 01473-1618
Document Number	010272-331
Book / Page	10272 / 331
Instrument Date	Feb 28, 2022
Instrument	3980
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	81 NARROWS RD, WESTMINSTER, MA 01473-1618

Mortgage

Document Number	0000003981
Date	Mar 1, 2022
Instrument	3981

Lender

Name	ALLIED MORTGAGE & SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTMINSTER MA
Recording Date	Feb 2, 2018
Property Address	81 NARROWS RD, WESTMINSTER, MA 01473-1618
Document Number	9013-90
Book / Page	009013 / 000090
Instrument Date	Jan 26, 2018
Instrument	1907
Transaction Type	Transfer
Record Updated	Feb 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	81 NARROWS RD WESTMINSTER MA 014731618, WESTMINSTER, MA 01473-1618

Mortgage

Document Number	9013-92
Date	Feb 2, 2018
Book Page	009013/000092
Instrument	1908

Lender

Name	USAA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2038

Tax Assessment & Valuation

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,436.00 (+5.29%)	$378,200 (+10.42%) Land $115,300 Building $262,900	$424,365 (+24.88%)
2025	$4,213.00 (+4.15%)	$342,500 (+3.82%) Land $115,300 Building $227,200	$339,815
2024	$4,045.00 (-1.46%)	$329,900 (+4.96%) Land $115,300 Building $214,600
2023	$4,105.00	$314,300 Land $107,700 Building $206,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1987–2011)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTMINSTER DEPARTMENT OF PUBLIC WORKS serves 3,889 people · EPA ID MA2332000
Water Source	Purchased surface water from FITCHBURG DPW DIVISION OF WATER SUPPLY
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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