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85 Mount Carmel Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 85 Mount Carmel Rd, Sparta, NC 28675 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,440 sqft · built 1948
Lot Size2.2 acres (95,832 sqft)
OwnerIndividual Name on File
Last Sale$110,000 (Nov 2020)
Tax Bill$797 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3042474252

Property Details

APN / Parcel Number

Primary APN3042474252
Alternative APN
  • 80413

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area960 sqft
AtticAttic
Attic Area176 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1965
Architectural StyleCottage
Exterior MaterialCombination
Construction TypeFrame
Lot Area95,832 sqft (2.2 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area80 sqft
Deck Area144 sqft
Patio Area42 sqft
Shed1 Shed
Shed Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number80413
Street Address85 MOUNT CARMEL RD
CitySPARTA
StateNC
Zip28675-9196
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionPINEY CRK
JurisdictionALLEGHANY NC
Township / Civil DivisionPINEY CREEK
Census Block Group1
Census Block1071
Census Tract950300

Owner

Source: Alleghany County records · APN 3042474252

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address610 S 3RD ST, SMITHFIELD, NC 27577-4352
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2020 · Amount on Record
Deed SaleNov 13, 2020 · Amount on Record
Prior SaleMay 31, 2013 · Amount on Record
Deed Document Number20202695
Deed Book / Page413 / 161
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateNov 13, 2020
Property Address85 MOUNT CARMEL RD, SPARTA, NC 28675-9196
Document Number413/161
Book / Page413 / 161
Instrument DateNov 12, 2020
Instrument2695
Transaction TypeTransfer
Record UpdatedJul 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address927 COUNTY LINE RD, 927, LAUREL SPRINGS, NC 28644-9631

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 S 3RD ST, SMITHFIELD, NC 27577-4352

Mortgage

Document Number2696
DateNov 13, 2020
Instrument2696
Lender
NameRESIDENTIAL MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$106,500 (-) Land $59,400 Building $47,100$106,500 (-) Land $59,400 Building $47,100
2025$797.00
2023$106,500 Land $59,400 Building $47,100$106,500 Land $59,400 Building $47,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alleghany County (37005C), updated July 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370059503001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims6 (2003–2024)
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 81% of North Carolina
Wildfire LikelihoodAbout 1 in 592 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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