39 Mount Carmel Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 39 Mount Carmel Rd, Sparta, NC 28675

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,560 sqft · built 1946
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Tax Bill$525 (2026)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN3042476051

Property Details

APN / Parcel Number

Primary APN3042476051
Alternative APN
  • 3555

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories2 Stories
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft
Utility Area768 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialOther
Lot Area22,216 sqft (0.51 acres)

Exterior Amenities

PorchSlab
Porch Area180 sqft
Deck Area36 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account Number3555
Street Address39 MOUNT CARMEL RD
CitySPARTA
StateNC
Zip28675-9196
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC1
Legal Description37 MOUNT CARMEL - SKYLINE REMOTE FOR TURKEY KNOB
JurisdictionALLEGHANY NC
Township / Civil DivisionPINEY CREEK
Census Block Group1
Census Block1071
Census Tract950300

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address39 MOUNT CARMEL RD, SPARTA, NC 28675-9196
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 16, 2011
Transfer Doc349/0608
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGHANY NC
Property Address39 MOUNT CARMEL RD, SPARTA, NC 28675-9196
Transaction TypeMortgage
Record UpdatedJul 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number388/0190
DateOct 6, 2017
Book Page388/0190
Instrument01881
Lender
NameSKYLINE NATIONAL BANK
TypeBank
AddressSPARTA, NC 28675
Agreement
AmountAmount Recorded
Term84 Months
DueOct 10, 2024

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$525.00 (+1.94%)$63,500 (-) Land $21,100 Building $42,400$63,500 (-) Land $21,100 Building $42,400
2025$515.00
2023$63,500 Land $21,100 Building $42,400$63,500 Land $21,100 Building $42,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims6 (2003–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 81% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Mount Carmel Rd

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