134 Mount Carmel Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 134 Mount Carmel Rd, Sparta, NC 28675

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,914 sqft · built 1961
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jun 2020)
Tax Bill	$988 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3042475584`

Property Details

APN / Parcel Number

Primary APN	`3042475584`
Alternative APN	`79925`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,914 sqft Living Area
1st Floor Area	1,914 sqft
Basement Area	1,334 sqft
Finished Basement	1,417 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	32,670 sqft (0.75 acres)
Garage Area	348 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Patio Area	16 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	79925
Street Address	134 MOUNT CARMEL RD
City	SPARTA
State	NC
Zip	28675-9196
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	JOHN PERRY SURV
Jurisdiction	ALLEGHANY NC
Township / Civil Division	PINEY CREEK
Census Block Group	1
Census Block	1072
Census Tract	950300

Owner

Source: Alleghany County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	134 MOUNT CARMEL RD, SPARTA, NC 28675-9196
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 19, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	Jun 25, 2008 · Amount on Record
Deed Document Number	20201214
Deed Book / Page	408 / 936
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGHANY NC
Property Address	134 MOUNT CARMEL RD, SPARTA, NC 28675-9196
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	416/809
Date	Mar 17, 2021
Book Page	416/809
Instrument	673

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Jun 19, 2020
Property Address	134 MOUNT CARMEL RD, SPARTA, NC 28675-9196
Document Number	408/936
Book / Page	408 / 936
Instrument Date	Jun 19, 2020
Instrument	1214
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 KENNEDY RIDGE LN, 168, SPARTA, NC 28675-9088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 MOUNT CARMEL RD, SPARTA, NC 28675-9196

Mortgage

Document Number	1215
Date	Jun 19, 2020
Instrument	1215

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$988.00 (+2.38%)	$134,000 (+1.44%) Land $25,800 Building $108,200	$134,000 (+1.44%) Land $25,800 Building $108,200
2025	$965.00
2023		$132,100 Land $25,800 Building $106,300	$132,100 Land $25,800 Building $106,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2003–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mount Carmel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures