Alleghany County property record for 908 Mount Carmel Rd, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,444 sqft · built 1978 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,500 (Dec 2017) |
| Tax Bill | $1,213 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3042196210 |
| Primary APN | 3042196210 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 1,444 sqft |
| Basement Area | 1,444 sqft |
| Utility Area | 126 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 58,806 sqft (1.35 acres) |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 210 sqft |
| Patio Area | 144 sqft |
| Lean-To | 240 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 77284 |
|---|---|
| Street Address | 908 MOUNT CARMEL RD |
| City | SPARTA |
| State | NC |
| Zip | 28675-9169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | PINEY CREEK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 950300 |
Source: Alleghany County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 908 MOUNT CARMEL RD, SPARTA, NC 28675-9169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SKYLINE NATIONAL BANK |
| Dec 27, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2017 · Amount on Record |
| Deed Sale | Dec 27, 2017 · Amount on Record |
| Deed Document Number | 20172547 |
| Deed Book / Page | 390 / 30 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 908 MOUNT CARMEL RD, SPARTA, NC 28675-9169 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 390/0033 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 390/0033 |
| Instrument | 02548 |
| Name | SKYLINE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | INDEPENDENCE, VA 24348 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | Dec 27, 2017 |
| Property Address | 908 MOUNT CARMEL RD, SPARTA, NC 28675-9169 |
| Document Number | 0390/030 |
| Book / Page | 0390 / 030 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 02547 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $299.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 952, SPARTA, NC 28675-0952 |
| Name | Verified Name |
|---|---|
| Address | 908 MOUNT CARMEL RD, SPARTA, NC 28675-9169 |
Source: Alleghany County assessment roll, as of August 15, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,600 (-) Land $39,700 Building $123,900 | $163,600 (-) Land $39,700 Building $123,900 | |
| 2025 | $1,213.00 | ||
| 2023 | $163,600 Land $39,700 Building $123,900 | $163,600 Land $39,700 Building $123,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2003–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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