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85 Main St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 85 Main St, Garnerville, NY 10923 · Last verified April 2026

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 3,320 sqft · built 1960
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Jan 2022)
Tax Bill$12,886 (2023)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN392203 26.10-1-11

Property Details

APN / Parcel Number

Primary APN392203 26.10-1-11
Alternative APNs
  • 392203-026-010-0001-011-000-000
  • 220302601000010110000000
  • 0008464

Interior

Bedrooms4 Beds
Full Baths2 Baths
Units4 Units
Stories2 Stories
Building Area3,320 sqft Living Area
Gross Area3,442 sqft
1st Floor Area1,830 sqft
2nd Floor Area1,490 sqft
Basement Area1,468 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions90 ft deep x 50 ft wide
View / LotSuburban
PorchCovered Porch
Porch Area122 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0008464
Street Address85 MAIN ST
CityGARNERVILLE
StateNY
Zip10923-1330
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Description45.-4-23.1
Legal SubdivisionROSMAN CENTER
Legal Block1
Legal Lot Number11.0
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group3
Census Block3002
Census Tract10601

Owner

Source: Rockland County and Haverstraw Town records · APN 392203 26.10-1-11

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address85 MAIN ST, GARNERVILLE, NY 10923-1330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 21, 2022 · Amount on Record
Deed SaleJan 21, 2022 · Amount on Record
Record UpdatedJun 08, 2026

January 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateJan 21, 2022
Property Address85 MAIN ST, GARNERVILLE, NY 10923-1330
Document Number0000002663
Map ReferenceLB 487 PG 43
Instrument DateJan 20, 2022
Instrument2022-00002663
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 MAIN ST, GARNERVILLE, NY 10923-1330

Mortgage

Document Number0000002664
DateJan 21, 2022
Instrument2022-00002664
Lender
NameUNMB HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
MunicipalityWest Haverstraw Village
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$180,300 (-) Land $80,200 Building $100,100$309,500 (+5.21%)
2023$12,886.00$180,300 Land $80,200 Building $100,100$294,175 Land $130,853 Building $163,322

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockland County (36087C), updated August 19, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360870106013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims5 (1979–2015)
Claims Outside the SFHA3 of 5
Most Recent ClaimJul 2015, rainfall accumulation

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 496 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber980 / 880
Optimum CommunicationsCable940 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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