Rockland County and Haverstraw Town property record for 84 Main St, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 828 sqft · built 1915 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $407,000 (Sep 2026) |
| Tax Bill | $15,232 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392203 26.6-4-47 |
| Primary APN | 392203 26.6-4-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 828 sqft Living Area |
| Gross Area | 948 sqft |
| 1st Floor Area | 828 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 130 ft deep x 45 ft wide |
| View / Lot | Suburban |
| Porch | Slab |
| Porch Area | 302 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0007987 |
|---|---|
| Street Address | 84 MAIN ST |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 303 |
| Legal Description | 41.-11-10 |
| Legal Block | 4 |
| Legal Lot Number | 47.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10601 |
Source: Rockland County and Haverstraw Town records, as of October 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 75 BRIDGE ST, GARNERVILLE, NY 10923-1517 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 15, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage JET DIRECT FUNDING |
| Sep 25, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on Record |
| Deed Sale | Sep 15, 2026 · Amount on Record |
| Prior Sale | Sep 25, 2023 · Amount on Record |
| Deed Document Number | 202631799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Sep 15, 2026 |
| Property Address | 84 MAIN ST, GARNERVILLE, NY 10923-1315 |
| Document Number | 0000031799 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202631799 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | RR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $164,428.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Date | Sep 15, 2026 |
|---|
| Name | JET DIRECT FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Sep 25, 2023 |
| Property Address | 84 MAIN ST, GARNERVILLE, NY 10923-1315 |
| Document Number | 0000029081 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2023-00029081 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 84 MAIN ST, GARNERVILLE, NY 10923-1315 |
| Name | Verified Name |
|---|---|
| Address | 35 E RAILROAD AVE, WEST HAVERSTRAW, NY 10993-1277 |
| Document Number | 0000029082 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 2023-00029082 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 84 MAIN ST, GARNERVILLE, NY 10923-1315 |
| Document Number | 0000037832 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Title Company | LSI TITLE COMPANY, LSI TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 84 MAIN ST GARNERVILLE NY 109231315, GARNERVILLE, NY 10923-1315 |
| Document Number | 0000037832 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 37832 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 30, 2033 |
Source: Rockland County and Haverstraw Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Municipality | West Haverstraw Village |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,232.00 (+21.86%) | $170,100 (-) Land $66,500 Building $103,600 | $345,311 (+18.26%) |
| 2024 | $12,500.00 Homeowner's exemption | $170,100 (-) Land $66,500 Building $103,600 | $292,000 (+5.21%) |
| 2023 | $170,100 (-) Land $66,500 Building $103,600 | $277,533 (+16.04%) Land $108,501 Building $169,032 | |
| 2022 | $170,100 Land $66,500 Building $103,600 | $239,173 Land $93,504 Building $145,669 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1983–2001) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2001 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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