75 Main St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 75 Main St, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,040 sqft · built 1885
Lot Size0.689 acres (30,056 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN392203 26.06-3-31

Property Details

APN / Parcel Number

Primary APN392203 26.06-3-31
Alternative APNs
  • 220302600600030310000000
  • 0008429

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,040 sqft Living Area
1st Floor Area1,160 sqft
2nd Floor Area880 sqft

Exterior

Year BuiltBuilt 1885
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area30,056 sqft (0.689 acres)
PorchCovered Porch
Porch Area154 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0008429
Old Parcel Number220302600600030310000000
Street Address75 MAIN ST
CityGARNERVILLE
StateNY
Zip10923-1340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code302
Legal Description45.-3-50
Legal Block3
Legal Lot Number31.000
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group3
Census Block3002
Census Tract10601

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address75 MAIN ST, GARNERVILLE, NY 10923-1340
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 24, 2024
Transfer Doc0000014936
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address75 MAIN ST, GARNERVILLE, NY 10923-1340
Transaction TypeMortgage
Record UpdatedJan 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039467
DateDec 19, 2025
Instrument2025-00039467
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
MunicipalityWest Haverstraw Village
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$256,500 (-) Land $100,400 Building $156,100$440,268 (+5.2%) Land $172,331 Building $267,937
2023$256,500 Land $100,400 Building $156,100$418,502 Land $163,811 Building $254,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1979–2015)
Claims Outside the SFHA3 of 5
Most Recent ClaimJul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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