Rockland County and Haverstraw Town property record for 93 Main St, Garnerville, NY 10923
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,622 sqft · built 1855 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Jul 2007) |
| Tax Bill | $21,617 (2024) |
| Deeds & Mortgages | Oct 2025 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392203 26.10-1-36 |
| Primary APN | 392203 26.10-1-36 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,622 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| 2nd Floor Area | 608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1855 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Old Style |
| Exterior Material | Composition/Composite |
| Lot Area | 7,405 sqft (0.17 acres) |
| View / Lot | Suburban |
| Garage Area | 240 sqft |
| Porch | Open Porch |
| Porch Area | 260 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0008475 |
|---|---|
| Street Address | 93 MAIN ST |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1321 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 302 |
| Legal Description | 45.-5-12 |
| Legal Block | 1 |
| Legal Lot Number | 36.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10601 |
93 Main St, a duplex, is owned by two individuals who bought it in July 2007.
Source: Rockland County and Haverstraw Town records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 COVATI CT, STONY POINT, NY 10980-1703 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2007 · Amount on File |
| Deed Sale | Jul 17, 2007 · Amount on File |
| Prior Sale | Sep 8, 2003 · Amount on File |
| Deed Document Number | 20072007-00036067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 93 MAIN ST, GARNERVILLE, NY 10923-1321 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | JUDICIAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031038 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 2025-00031038 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 93 MAIN ST, GARNERVILLE, NY 10923-1321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | JUDICIAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000023647 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | 2017-00023647 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2032 |
Source: Rockland County and Haverstraw Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Municipality | West Haverstraw Village |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $21,617.00 | $294,200 (-) Land $90,800 Building $203,400 | $505,000 (+5.21%) |
| 2023 | $294,200 Land $90,800 Building $203,400 | $480,013 Land $148,148 Building $331,865 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 93 Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–2015) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 93 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures