85 Main Rd, Phillipston (Athol), MA 01331 Property Records

Worcester County and Phillipston Town property record for 85 Main Rd, Phillipston, MA 01331

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,878 sqft · built 1930
Lot Size	2.39 acres (104,394 sqft)
Owner	Individual Name on Record
Last Sale	$221,900 (Sep 2019)
Tax Bill	$3,887 (2026)
Deeds & Mortgages	Feb 2025 Refinance Oct 2023 Refinance + 1 more
APN	`PHIL M:00050 L:00024`

Property Details

APN / Parcel Number

Primary APN	`PHIL M:00050 L:00024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,878 sqft Living Area
Gross Area	3,184 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	104,394 sqft (2.39 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	85 MAIN RD
City	PHILLIPSTON
State	MA
Zip	01331-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	24
Jurisdiction	PHILLIPSTON MA
Township / Civil Division	PHILLIPSTON
Census Block Group	1
Census Block	1001
Census Tract	704201

Owner

Source: Worcester County and Phillipston Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 MAIN RD, PHILLIPSTON, MA 01331-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Oct 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Sep 26, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MBA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Oct 29, 2015 · Amount on Record
Deed Document Number	2019100198
Deed Book / Page	61123 / 130
Prior Transfer Date	Sep 12, 2019
Prior Transfer Doc	61123-130
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	85 MAIN RD, PHILLIPSTON, MA 01331-9780
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071629-272
Date	Feb 11, 2025
Book Page	71629/272
Instrument	11291

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2045

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PHILLIPSTON MA
Property Address	85 MAIN RD, PHILLIPSTON, MA 01331-9780
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069786-194
Date	Oct 20, 2023
Book Page	69786/194
Instrument	87846

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PHILLIPSTON MA
Recording Date	Sep 26, 2019
Property Address	85 MAIN RD, PHILLIPSTON, MA 01331-9780
Document Number	61123-130
Book / Page	61123 / 130
Instrument Date	Sep 12, 2019
Instrument	100198
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 MAIN RD, PHILLIPSTON, MA 01331-9780

Mortgage

Document Number	100199
Date	Sep 26, 2019
Instrument	100199

Lender

Name	MBA MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Phillipston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Phillipston Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,887.00 (+3.9%)	$355,000 (+6.96%) Land $57,600 Building $297,400	$326,610 (-)
2025	$3,741.00 (+5.26%)	$331,900 (+11.86%) Land $51,200 Building $280,700	$326,610 (+20.55%)
2024	$3,554.00 (+4.65%)	$296,700 (+12.17%) Land $48,800 Building $247,900	$270,940
2023	$3,396.00	$264,500 Land $44,000 Building $220,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

No cell data coverage reported

Nearby Properties on Main Rd

Nearby Streets

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