Worcester County and Phillipston Town property record for 105 Main Rd, Phillipston, MA 01331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,266 sqft · built 1955 |
| Lot Size | 1.19 acres (51,836 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,921 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| APN | PHIL M:00050 L:00026 |
| Primary APN | PHIL M:00050 L:00026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,266 sqft Living Area |
| Gross Area | 5,006 sqft |
| Basement Area | 1,045 sqft |
| Unfinished Basement | 1,045 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 51,836 sqft (1.19 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 105 MAIN RD |
|---|---|
| City | PHILLIPSTON |
| State | MA |
| Zip | 01331-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 26 |
| Jurisdiction | PHILLIPSTON MA |
| Township / Civil Division | PHILLIPSTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 704201 |
105 Main Rd is owned and occupied by an individual.
Source: Worcester County and Phillipston Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 MAIN RD, PHILLIPSTON, MA 01331-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHILLIPSTON MA |
| Recording Date | Aug 19, 2026 |
| Property Address | 105 MAIN RD, PHILLIPSTON, MA 01331-9781 |
| Document Number | 0000071792 |
| Book / Page | 74048 / 330 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 202671792 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 105 MAIN RD, PHILLIPSTON, MA 01331-9781 |
| Document Number | 0000071792, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 74048/330 |
| Instrument | 202671792 |
| Name | GFA FEDERAL CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 105 Main Rd was $3,921, up 2.5% from the year before.
Source: Worcester County and Phillipston Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Phillipston Town |
| Unified School District | Narragansett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,921.00 (+2.54%) | $358,100 (+5.54%) Land $51,400 Building $306,700 | $357,960 (-) |
| 2025 | $3,824.00 (+2%) | $339,300 (+8.44%) Land $47,200 Building $292,100 | $357,960 (-8.57%) |
| 2024 | $3,749.00 (-1.65%) | $312,900 (+5.39%) Land $45,200 Building $267,700 | $391,495 |
| 2023 | $3,812.00 | $296,900 Land $40,700 Building $256,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 105 Main Rd; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Main Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
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