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849 Burns Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 849 Burns Ave, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,359 sqft · built 1976
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Last Sale$980,000 (Jun 2024)
Tax Bill$11,467 (2025)
Deeds & MortgagesOct 2025 Mortgage
May 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN040-162-10

Property Details

APN / Parcel Number

Primary APN040-162-10
Alternative APN
  • 040-162-10-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,359 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2010
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,356 sqft (0.1 acres)
TerrainSteep
View / LotMountain
Garage TypeCarport
Garage Area472 sqft
CarportCarport
Carport Area472 sqft
Parking Spaces2 Parking Spaces
Deck Area90 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address849 BURNS AVE
CityAPTOS
StateCA
Zip95003-2902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMONTE TOYON/RIO DEL MAR 01
Legal Block9
Legal Lot Number36
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1016
Census Tract122002

Owner

Source: Santa Cruz County records · APN 040-162-10

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address849 BURNS AVE, APTOS, CA 95003-2902
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2025Deed of Trust, Mortgage · Conventional Mortgage
SAGE HOME LOANS CORP
May 20, 2022Intrafamily Transfer, Transfer
May 20, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 24, 2024 · Amount on Record
Deed SaleJun 24, 2024 · Amount on Record
Deed Document Number202411802
Prior Transfer DateOct 30, 2021
Prior Transfer Doc0000015919
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address849 BURNS AVE, APTOS, CA 95003-2902
Transaction TypeMortgage
Record UpdatedNov 07, 2025
Title CompanyUNKNOWN, DOMA ESCROW SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address849 BURNS AVE, APTOS, CA 95003-2902

Mortgage

Document Number0000022621
DateOct 21, 2025
Instrument2025-0022621
Lender
NameSAGE HOME LOANS CORP
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMay 20, 2022
Property Address849 BURNS AVE, APTOS, CA 95003-2902
Document Number0000015919
Map ReferenceMB 24 PG 22
Instrument DateOct 30, 2021
Instrument2022-0015919
Transaction TypeTransfer
Record UpdatedMay 31, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address849 BURNS AVE, APTOS, CA 95003-2902

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateMay 20, 2022
Property Address849 BURNS AVE, APTOS, CA 95003-2902
Document Number0000015920
Map ReferenceMB 24 PG 22
Instrument DateOct 30, 2021
Instrument2022-0015920
Transaction TypeTransfer
Record UpdatedMay 31, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address849 BURNS AVE, APTOS, CA 95003-2902

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$990,461 (+2%) Land $678,341 Building $312,120
2025$11,467.00 (+147.24%)$971,040 (+146.39%) Land $665,040 Building $306,000
2024$4,638.00 (+1.73%)
2023$4,559.00 (+1.97%) Homeowner's exemption$394,106 Land $219,134 Building $174,972$667,710
2022$4,471.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871220021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000, rainfall accumulation
Claims By Storm
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Wildfire

Wildfire RiskModerate
above 62% of the US · above 38% of California
Wildfire LikelihoodAbout 1 in 495 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35

May also be available at this address: Surfnet Communications, Etheric Communications, LLC., Cruzio Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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