853 Burns Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 853 Burns Ave, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,561 sqft · built 1978
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Jan 2019)
Tax Bill	$10,499 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-162-34`

Property Details

APN / Parcel Number

Primary APN	`040-162-34`
Alternative APNs	`040-162-34-000` `04016208000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,561 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,882 sqft (0.158 acres)
Terrain	Steep
View / Lot	Mountain
Garage Type	Carport
Garage Area	524 sqft
Carport	Carport
Carport Area	524 sqft
Parking Spaces	2 Parking Spaces
Deck Area	1,170 sqft
Patio Area	1,170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	853 BURNS AVE
City	APTOS
State	CA
Zip	95003-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Subdivision	MONTE TOYON/RIO DEL MAR SUB
Legal Lot Number	34
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	853 BURNS AVE, APTOS, CA 95003-2902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 3, 2019	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS
Jan 31, 2019	Grant Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC
Nov 16, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Prior Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	20192637
Last Transfer Date	Nov 27, 2019
Transfer Doc	0000037673
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	853 BURNS AVE, APTOS, CA 95003-2902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	853 BURNS AVE, APTOS, CA 95003-2902

Mortgage

Document Number	0000044795
Date	Oct 29, 2020
Instrument	2020-0044795

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 3, 2019
Property Address	853 BURNS AVE, APTOS, CA 95003-2902
Document Number	0000037673
Instrument Date	Nov 27, 2019
Instrument	37673
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	853 BURNS AVE APTOS CA 950032902, APTOS, CA 95003-2902

Mortgage

Document Number	37674
Date	Dec 3, 2019
Instrument	37674

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 31, 2019
Property Address	853 BURNS AVE, APTOS, CA 95003-2902
Document Number	0000002637
Map Reference	MB 24 PG 22
Instrument Date	Jan 25, 2019
Instrument	2019-0002637
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	853 BURNS AVE, APTOS, CA 95003-2902

Mortgage

Document Number	0000002638
Date	Jan 31, 2019
Instrument	2019-0002638

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Mortgage

Document Number	0000002639
Date	Jan 31, 2019
Instrument	2019-0002639

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 16, 2018
Property Address	853 BURNS AVE, APTOS, CA 95003-2902
Document Number	0000034351
Instrument Date	Nov 15, 2018
Instrument	34351
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$11.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	853 BURNS AVE APTOS CA 950032902, APTOS, CA 95003-2902

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$910,263 (+2%) Land $625,806 Building $284,457
2025	$10,499.00 (+7.91%) Homeowner's exemption	$892,415 (+4.04%) Land $613,535 Building $278,880
2024	$9,729.00 (+1.59%)
2023	$9,577.00 (+1.84%) Homeowner's exemption	$857,762 Land $589,711 Building $268,051	$772,290
2022	$9,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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