609 Burns Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 609 Burns Ave, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,646 sqft · built 1979
Lot Size0.138 acres (6,011 sqft)
Owner2 Individuals on Record
Last Sale$810,000 (Jul 2020)
Tax Bill$10,402 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN040-211-01

Property Details

APN / Parcel Number

Primary APN040-211-01
Alternative APN
  • 040-211-01-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area2,646 sqft Living Area
Gross Area2,950 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional
Exterior MaterialWood
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,011 sqft (0.138 acres)
TerrainSteep
Garage TypeAttached
Garage Area304 sqft
Parking Spaces1 Parking Space
Deck Area568 sqft
Patio Area568 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address609 BURNS AVE
CityAPTOS
StateCA
Zip95003-3404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionMONTE TOYON 01
Legal Lot Number61
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1016
Census Tract122002

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address609 BURNS AVE, APTOS, CA 95003-3404
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2020 · Amount on Record
Deed SaleJul 21, 2020 · Amount on Record
Prior SaleJun 5, 2009 · Amount on Record
Deed Document Number202026696
Prior Transfer DateFeb 2, 2006
Prior Transfer Doc0000015237
Record UpdatedSep 20, 2026

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJul 21, 2020
Property Address609 BURNS AVE, APTOS, CA 95003-3404
Document Number0000026696
Map ReferenceMB 24 PG 22
Instrument DateJul 7, 2020
Instrument2020-0026696
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanySTEWART TITLE OF CA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address609 BURNS AVE, APTOS, CA 95003-3404

Mortgage

Document Number0000026697
DateJul 21, 2020
Instrument2020-0026697
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$894,304 (+2%) Land $581,298 Building $313,006
2025$10,402.00 (+9.61%)$876,770 (+4.04%) Land $569,900 Building $306,870
2023$9,490.00 (+1.77%)$842,724 Land $547,770 Building $294,954$831,690
2022$9,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: AT&T, Cruzio, Surfnet Communications, T-Mobile, Verizon.

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