675 Burns Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 675 Burns Ave, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,125 sqft · built 2000
Lot Size	0.389 acres (16,945 sqft)
Owner	Individual Name on Record
Last Sale	$830,000 (Jun 2006)
Tax Bill	$13,234 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-203-28`

Property Details

APN / Parcel Number

Primary APN	`040-203-28`
Alternative APN	`040-203-28-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,125 sqft Living Area
Gross Area	2,579 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	16,945 sqft (0.389 acres)
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	675 BURNS AVE
City	APTOS
State	CA
Zip	95003-3470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	BLK 6 LOT 31-34
Legal Subdivision	MONTE TOYON/RIO DEL MAR 01
Legal Lot Number	34
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1016
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	675 BURNS AVE, APTOS, CA 95003-3470
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage AURORA FINANCIAL LLC
Jul 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2006 · Amount on Record
Deed Sale	Jun 20, 2006 · Amount on Record
Prior Sale	Sep 28, 2000 · Amount on Record
Deed Document Number	200635887
Last Transfer Date	Jun 25, 2020
Transfer Doc	0000023772
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	675 BURNS AVE, APTOS, CA 95003-3470
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ER PLACER TITLE CO RO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002719
Date	Jan 29, 2018
Instrument	2018-0002719

Lender

Name	AURORA FINANCIAL LLC
Type	Lending Institution
Address	VIENNA, VA 22182

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 2, 2020
Property Address	675 BURNS AVE, APTOS, CA 95003-3470
Document Number	0000023772
Map Reference	MB 24 PG 22
Instrument Date	Jun 25, 2020
Instrument	2020-0023772
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	675 BURNS AVE, APTOS, CA 95003-3470

Mortgage

Document Number	0000023773
Date	Jul 2, 2020
Instrument	2020-0023773

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2030

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,156,954 (+2%) Land $694,172 Building $462,782
2025	$13,234.00 (+9.44%) Homeowner's exemption	$1,134,269 (+4.04%) Land $680,561 Building $453,708
2023	$12,093.00 (+1.82%) Homeowner's exemption	$1,090,224 Land $654,134 Building $436,090	$1,035,720
2022	$11,877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Cruzio, Surfnet Communications, T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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