Knott County property record for 848 Spruce Pine Rd, Garner, KY 41817
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,176 sqft · built 2011 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $10,000 (Feb 2011) |
| Tax Bill | $778 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 059-00 00 042.01 |
| Primary APN | 059-00 00 042.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 204 ft deep x 53 ft wide |
| Terrain | Steep |
| Driveway | Gravel Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 220 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 104320 |
|---|---|
| Street Address | 848 SPRUCE PINE RD |
| City | GARNER |
| State | KY |
| Zip | 41817-9008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LOT & DW |
| Jurisdiction | KNOTT KY |
| Township / Civil Division | HINDMAN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 960300 |
Source: Knott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 848 SPRUCE PINE RD, GARNER, KY 41817-9008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2011 · Amount on Record |
| Deed Sale | Feb 10, 2011 · Amount on Record |
| Deed Document Number | 201116630003 |
| Deed Book / Page | 256 / 335 |
| Prior Transfer Date | Feb 9, 2011 |
| Prior Transfer Doc | 256/335 |
| Record Updated | Oct 29, 2026 |
Source: Knott County assessment roll, as of October 28, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Knott County |
| Unified School District | Knott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,000 (-) Land $10,000 Building $60,000 | $70,000 (-) Land $10,000 Building $60,000 | |
| 2025 | $778.00 (+980.56%) | $70,000 (-) Land $10,000 Building $60,000 | $70,000 (-) Land $10,000 Building $60,000 |
| 2023 | $72.00 | $70,000 | $70,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 14 (1981–2014) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Aug 2014 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 97% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KNOTT CO WATER & SEWER DISTRICT serves 8,955 people · EPA ID KY0600062 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Thacker-Grigsby Telephone Fiber | 1,000 / 1,000 |
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