904 Spruce Pine Rd, Garner, KY 41817 Property Records

Knott County property record for 904 Spruce Pine Rd, Garner, KY 41817

Property Summary

Property Type	Single Family Home
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jun 2006)
Tax Bill	$200 (2025)
Flood Zone	Zone X (minimal risk)
APN	`059-00 00 044.00`

Property Details

APN / Parcel Number

Primary APN	`059-00 00 044.00`
Alternative APNs	`104323` `26765`

Exterior

Lot Area	261,360 sqft (6 acres)
Terrain	Rolling

Location & Zoning

Account Number	104323
Street Address	904 SPRUCE PINE RD
City	GARNER
State	KY
Zip	41817-9009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	6 AC
Jurisdiction	KNOTT KY
Township / Civil Division	HINDMAN
Census Block Group	2
Census Block	2000
Census Tract	960300

Owner

Source: Knott County records · APN 059-00 00 044.00

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1807 SPRUCE PINE RD, GARNER, KY 41817-9018
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 09, 2006 · Amount on Record
Deed Sale	Jun 09, 2006 · Amount on Record
Deed Document Number	0000231166
Deed Book / Page	231 / 166
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Knott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Knott County
Unified School District	Knott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$200.00 (+426.32%)	$18,000 (+26%) Land $18,000	$18,000 (+26%) Land $18,000
2023	$38.00	$5,000	$5,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 13, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1981–2014)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Aug 2014 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Aug 2014 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, Jun 2003 · 3 claims

Wildfire

Wildfire Risk	High above 82% of the US · above 97% of Kentucky
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Thacker-Grigsby Telephone Company Fiber	1,000 / 1,000

Based on FCC filings for 17 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KNOTT CO WATER & SEWER DISTRICT serves 8,955 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.