592 Spruce Pine Rd, Garner, KY 41817 Property Records

Knott County property record for 592 Spruce Pine Rd, Garner, KY 41817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,012 sqft · built 1991
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Jul 1986)
Tax Bill	$584 (2025)
Flood Zone	Zone X (minimal risk)
APN	`059-00 00 040.02`

Property Details

APN / Parcel Number

Primary APN	`059-00 00 040.02`
Alternative APNs	`104315` `23459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,012 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)
Garage Type	Detached
Garage Area	1,084 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	210 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	104315
Street Address	592 SPRUCE PINE RD
City	GARNER
State	KY
Zip	41817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	15 AC & DW
Jurisdiction	KNOTT KY
Township / Civil Division	HINDMAN
Census Block Group	2
Census Block	2000
Census Tract	960300

Owner

Source: Knott County records · APN 059-00 00 040.02

Assessment roll updated April 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 98, GARNER, KY 41817-0098
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 1986 · Amount on Record
Deed Sale	Jul 01, 1986 · Amount on Record
Deed Document Number	0000137631
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Knott County records · Assessment roll updated April 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Knott County
Unified School District	Knott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$584.00 (-4.42%) Disabled Person's exemption	$101,600 (-) Land $1,600 Building $100,000	$101,600 Land $1,600 Building $100,000
2023	$611.00 Homeowner's exemption Disabled Person's exemption	$101,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Knott County (21119C), as of August 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211199603002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1981–2014)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Aug 2014 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Aug 2014 · 2 claims Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, Jun 2003 · 3 claims

Wildfire

Wildfire Risk	High above 81% of the US · above 95% of Kentucky
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Thacker-Grigsby Telephone Company Fiber	1,000 / 1,000

Based on FCC filings for 18 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0600062, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	KNOTT CO WATER & SEWER DISTRICT serves 8,955 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.