634 Spruce Pine Rd, Garner, KY 41817 Property Records

Knott County property record for 634 Spruce Pine Rd, Garner, KY 41817

Property Summary

Property TypeMobile Home
Details1,456 sqft · built 1987
Lot Size15 acres (653,400 sqft)
OwnerIndividual Name on Record
Tax Bill$445 (2025)
Flood ZoneZone X (minimal risk)
APN059-00 00 040.00

Property Details

APN / Parcel Number

Primary APN059-00 00 040.00
Alternative APNs
  • 2346002
  • 104314
  • 23460

Interior

Building Area1,456 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleMobile Home
Exterior MaterialBrick/Stone
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area653,400 sqft (15 acres)
Lot Width300 ft Width
Garage TypeAttached
Garage Area416 sqft
DrivewayAsphalt Driveway
PorchSlab
Porch Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number104314
Street Address634 SPRUCE PINE RD
CityGARNER
StateKY
Zip41817-9006
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRESIDENTIA
Legal Description15 AC & MH
JurisdictionKNOTT KY
Township / Civil DivisionHINDMAN
Census Block Group2
Census Block2000
Census Tract960300

Owner

Source: Knott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 98, GARNER, KY 41817-0098
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Knott County assessment roll, as of October 28, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKnott County
Unified School DistrictKnott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,000 (-) Land $2,000 Building $38,000$78,000 (+95%) Land $40,000 Building $38,000
2025$445.00 (+2,866.67%)$40,000 (-) Land $2,000 Building $38,000$40,000 Land $2,000 Building $38,000
2023$15.00$40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims14 (1981–2014)
Claims Outside the SFHA2 of 14
Most Recent ClaimAug 2014 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Aug 2014 · 2 claims
  • Severe Storms, Flooding, Mud And Rock Slides, And Tornadoes, Jun 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 96% of Kentucky
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKNOTT CO WATER & SEWER DISTRICT
serves 8,955 people · EPA ID KY0600062
Water SourceSurface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Thacker-Grigsby Telephone
Fiber
1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Spruce Pine Rd

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