Kent County property record for 8477 45th St SE, Ada, MI 49301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,140 sqft · built 2014 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Jul 2014) |
| Tax Bill | $6,290 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-19-26-126-015 |
| Primary APN | 41-19-26-126-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,140 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 62,291 sqft (1.43 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8477 45TH ST SE |
|---|---|
| City | ADA |
| State | MI |
| Zip | 49301-9254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 411926126015 PART OF NW 1/4 COM AT N 1/4 COR TH S 89D 35M 18S W ALONG N SEC LINE 346.0 FT TH S 0D 51M 35S E 180.0 FT TH N 89D |
| Legal Range | 10W |
| Legal Township | 06N |
| Legal Section | 26 |
| Jurisdiction | KENT MI |
| Township / Civil Division | CASCADE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 12202 |
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8477 45TH ST SE, ADA, MI 49301-9254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 17, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 19, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2014 · Amount on Record |
| Deed Sale | Jul 16, 2014 · Amount on Record |
| Deed Document Number | 201455340 |
| Last Transfer Date | May 13, 2026 |
| Transfer Doc | 0000040006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jun 17, 2026 |
| Property Address | 8477 45TH ST SE, ADA, MI 49301-9254 |
| Document Number | 0000040006 |
| Instrument Date | May 13, 2026 |
| Instrument | 202640006 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 8477 45TH ST SE, ADA, MI 49301-9254 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 8477 45TH ST SE, ADA, MI 49301-9254 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8477 45TH ST SE, ADA, MI 49301-9254 |
| Document Number | 0000073037 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 20220919-0073037 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 8477 45TH ST SE, ADA, MI 49301-9254 |
| Document Number | 0000055633 |
| Instrument Date | Jun 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8477 45TH ST SE ADA MI 493019254, ADA, MI 49301-9254 |
| Document Number | 0000055633 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 55633 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Cascade Charter Township |
| Unified School District | Forest Hills Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,800 (+11.15%) | $711,600 (+11.15%) | |
| 2025 | $6,290.00 (+30.2%) Homeowner's exemption | $320,100 (+39.3%) | $640,200 (+39.3%) |
| 2023 | $229,800 | $459,600 | |
| 2019 | $4,831.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2007–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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