Kent County property record for 8385 45th St SE, Ada, MI 49301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,648 sqft · built 1980 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,191 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-19-26-126-009 |
| Primary APN | 41-19-26-126-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 2,008 sqft |
| Basement Area | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 46,609 sqft (1.07 acres) |
| Lot Dimensions | 323 ft deep x 160 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8385 45TH ST SE |
|---|---|
| City | ADA |
| State | MI |
| Zip | 49301-9227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | W 160 FT OF E 325 FT OF S 323 FT OF N 833 FT OF N 1/2 NW 1/4 * SEC 26 T6N R10W 1.19 A. |
| Legal Range | 10W |
| Legal Township | 06N |
| Legal Section | 26 |
| Jurisdiction | KENT MI |
| Township / Civil Division | CASCADE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 12202 |
8385 45th St SE is owner-occupied and held in a trust since January 2006.
Source: Kent County records, as of September 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 8385 45TH ST SE, ADA, MI 49301-9227 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2022 | Deed of Trust, Mortgage · Commercial Mortgage THE COUNTY OF KENT |
| Feb 24, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 10, 2006 |
| Transfer Doc | 0000008069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 8385 45TH ST SE, ADA, MI 49301-9227 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8385 45TH ST SE, ADA, MI 49301-9227 |
| Document Number | 0000055106 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 20220708-0055106 |
| Name | THE COUNTY OF KENT |
|---|---|
| Type | Non-Lending Institution |
| Address | GRAND RAPIDS, MI 49503 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 8385 45TH ST SE, ADA, MI 49301-9227 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8385 45TH ST SE, ADA, MI 49301-9227 |
| Document Number | 0000016275 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 20220224-0016275 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Feb 7, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 8385 45th St SE was $2,191.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Cascade Charter Township |
| Unified School District | Forest Hills Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,000 (+10.57%) | $274,000 (+10.57%) | |
| 2025 | $2,191.00 Homeowner's exemption | $123,900 | $247,800 |
| 2023 | $87,700 | $175,400 | |
| 2019 | $1,685.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8385 45th St SE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2007–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8385 45th St SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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