Kent County property record for 8471 45th St SE, Ada, MI 49301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,411 sqft · built 2014 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Oct 2015) |
| Tax Bill | $5,605 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-19-26-126-016 |
| Primary APN | 41-19-26-126-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,411 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 960 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8471 45TH ST SE |
|---|---|
| City | ADA |
| State | MI |
| Zip | 49301-9254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 411926126016 PART OF NW 1/4 COM 180.0 FT S 0D 51M 35S E ALONG N&S 1/4 LINE FROM N 1/4 COR TH S 89D 35M 18S W 346.0 FT TH S 0D |
| Legal Range | 10W |
| Legal Township | 06N |
| Legal Section | 26 |
| Jurisdiction | KENT MI |
| Township / Civil Division | CASCADE |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 12202 |
8471 45th St SE is owned and occupied by two individuals who bought it in October 2015.
Source: Kent County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8471 45TH ST SE, ADA, MI 49301-9254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS |
| Jun 1, 2018 | Deed of Trust, Mortgage LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2015 · Amount on File |
| Deed Sale | Oct 7, 2015 · Amount on File |
| Prior Sale | Jul 16, 2014 · Amount on File |
| Deed Document Number | 201588632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 8471 45TH ST SE, ADA, MI 49301-9254 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0000084813 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 202009160084813 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 8471 45TH ST SE, ADA, MI 49301-9254 |
| Document Number | 0000043255 |
| Instrument Date | Jun 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8471 45TH ST SE ADA MI 493019254, ADA, MI 49301-9254 |
| Document Number | 0000043255 |
|---|---|
| Date | Jun 6, 2018 |
| Instrument | 43255 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 5, 2048 |
The 2025 property tax bill for 8471 45th St SE was $5,605, up 53.4% from the year before.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Cascade Charter Township |
| Unified School District | Forest Hills Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,000 (+10.12%) | $664,000 (+10.12%) | |
| 2025 | $5,605.00 (+53.39%) Homeowner's exemption | $301,500 | $603,000 |
| 2024 | $3,654.00 | ||
| 2023 | $234,500 | $469,000 | |
| 2019 | $4,756.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8471 45th St SE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2007–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8471 45th St SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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