Kent County property record for 8330 45th St SE, Ada, MI 49301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,212 sqft · built 1988 |
| Lot Size | 1.26 acres (54,886 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Oct 2025) |
| Tax Bill | $3,690 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jan 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-19-26-127-005 |
| Primary APN | 41-19-26-127-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 1,212 sqft Living Area |
| 1st Floor Area | 1,212 sqft |
| Basement Area | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 54,886 sqft (1.26 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8330 45TH ST SE |
|---|---|
| City | ADA |
| State | MI |
| Zip | 49301-9227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | W 197.24 FT OF E 599.54 FT OF THAT PART OF N 1/2 NW 1/4 LYING S OF CL OF 45TH ST EX S 279.60 FT * SEC 26 T6N R10W 1.39 A. |
| Legal Range | 10W |
| Legal Township | 06N |
| Legal Section | 26 |
| Jurisdiction | KENT MI |
| Township / Civil Division | CASCADE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 12202 |
8330 45th St SE is owned by two individuals who bought it in October 2025.
Source: Kent County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 100 BAUMAN AVE, CLAWSON, MI 48017-2080 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2025 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Sep 26, 2019 | Deed of Trust, Mortgage · Conventional with PMI LAKE MI CU |
| Sep 10, 2018 | Warranty Deed, Transfer · Conventional with PMI LAKE MI CU |
| Nov 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DAVID L CARRIER PC |
| Jul 18, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage DAVID L CARRIER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2025 · Amount on File |
| Deed Sale | Oct 8, 2025 · Amount on File |
| Prior Sale | Sep 10, 2018 · Amount on File |
| Deed Document Number | 202565685 |
| Prior Transfer Date | Jun 28, 2017 |
| Prior Transfer Doc | 0000060478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Oct 8, 2025 |
| Property Address | 8330 45TH ST SE, ADA, MI 49301-9227 |
| Document Number | 0000065685 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 20251008-0065685 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Title Company | SUN TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8330 45TH ST SE, ADA, MI 49301-9227 |
| Name | Verified Name |
|---|---|
| Address | 100 BAUMAN AVE, CLAWSON, MI 48017-2080 |
| Investor | Possibly a Property Investor |
| Document Number | 0000065686 |
|---|---|
| Date | Oct 8, 2025 |
| Instrument | 20251008-0065686 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 8330 45TH ST SE, ADA, MI 49301-9227 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | SUN TITLE AGENCY OF MI LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000146 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 20210104-0000146 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 8330 45TH ST SE, ADA, MI 49301-9227 |
| Document Number | 0000075285 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 8330 45TH ST SE ADA MI 493019227, ADA, MI 49301-9227 |
| Document Number | 0000075285 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 75285 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 30, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Sep 10, 2018 |
| Property Address | 8330 45TH ST SE, ADA, MI 49301-9227 |
| Document Number | 0000070676 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 70676 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Title Company | CHICAGO TITLE/MI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,050.24 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8330 45TH ST SE ADA MI 493019227, ADA, MI 49301-9227 |
| Document Number | 70677 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 70677 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 8330 45TH ST SE, ADA, MI 49301-9227 |
| Document Number | 0000104783 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8330 45TH ST SE ADA MI 493019227, ADA, MI 49301-9227 |
| Document Number | 0000104783 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | 104783 |
| Name | DAVID L CARRIER PC |
|---|---|
| Address | 4965 E BELTLINE AVE NE, GRAND RAPIDS, MI 49525-1003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jul 18, 2017 |
| Property Address | 8330 45TH ST SE, ADA, MI 49301-9227 |
| Document Number | 0000060478 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 60478 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 8330 45TH ST SE ADA MI 493019227, ADA, MI 49301-9227 |
| Document Number | 56446 |
|---|---|
| Date | Jul 18, 2017 |
| Instrument | 56446 |
| Name | DAVID L CARRIER |
|---|---|
| Address | 4965 E BELTLINE AVE NE, GRAND RAPIDS, MI 49525-1003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 8330 45th St SE was $3,690.
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Cascade Charter Township |
| Unified School District | Forest Hills Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $203,500 (+18.18%) | $407,000 (+18.18%) | |
| 2025 | $3,690.00 | $172,200 | $344,400 |
| 2023 | $3,595.00 | $139,500 | $279,000 |
| 2019 | $3,332.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8330 45th St SE in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2007–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8330 45th St SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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