847 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 847 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1976
Square Footage	1,800 sqft Total Area
Lot Size	24,080 sqft (0.553 acres)
Garage	Mixed, 1,248 sqft
Occupancy	Owner Occupied
Tax Bill	$9,846.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-35-457-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,800 sqft Total Area
1st Floor	1,800 sqft 1st Floor
Basement Area	1,800 sqft Basement
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Duplex Single Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	24,080 sqft (0.553 acres)
Depth X Width	215 ft x 112 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,248 sqft Garage
Total Buildings	2 Total Buildings
Patio Area	84 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	847 E RIDGEWAY AVE
City	WATERLOO
State	IA
Zip	50702-4155
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	UNPLATTED WLOO WEST THE S 248 FT OF THE FOL BEG 447.4 FT E OF SW COR SE 1/4 TH N TO PT 60 FT S OF BLK 9 LINCOLN HTS TH E
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	UNPLATTED WLOO WEST
Legal Block	9
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1026
Census Tract	1200

Owner

Source: Black Hawk County records · APN 8913-35-457-020

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	847 E RIDGEWAY AVE, WATERLOO, IA 50702-4155
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	847 E RIDGEWAY AVE, WATERLOO, IA 50702-4155
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900012577
Date	Feb 19, 2019
Instrument	201900012577

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Balloon Payment
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,846.00 Homeowner's exemption	$515,300 (+11.02%) Land $43,900 Building $471,400	$515,300 (+11.02%) Land $43,900 Building $471,400
2024	$9,846.00 (+18.63%)
2023		$464,130 (+22.8%) Land $43,900 Building $420,230	$464,130 (+22.8%) Land $43,900 Building $420,230
2022	$8,300.00	$377,960 Land $43,900 Building $334,060
2021			$377,960 Land $43,900 Building $334,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.