Black Hawk County property record for 939 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Duplex Single |
| Year Built | Built 1961 |
| Square Footage | 1,536 sqft Total Area |
| Lot Size | 8,560 sqft (0.197 acres) |
| Garage | Detached, 440 sqft |
| Tax Bill | $4,804.00 (2025) |
| Primary APN | 8913-35-457-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,536 sqft Total Area |
| 1st Floor | 1,536 sqft 1st Floor |
| Basement Area | 1,536 sqft Basement |
| Unfinished Basement | 1,536 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,560 sqft (0.197 acres) |
| Depth X Width | 80 ft x 107 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 440 sqft Garage |
| Porch Area | 20 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 939 E RIDGEWAY AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4157 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | UNPLATTED WLOO WEST PART OF SW SE SEC 35 T 89 R 13 S 80 FT OF THE FOLLOWING COM AT A PT 782.95 FT E & 33 FT N OF SW COR SAID |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | UNPLATTED WLOO WEST |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 1200 |
Source: Black Hawk County records · APN 8913-35-457-017
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 303 N BIRCH ST, JANESVILLE, IA 50647-1042 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 04, 2025 | Deed of Trust, Mortgage · Line of Credit CEDAR FALLS COMMUNITY CU |
| May 31, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance CEDAR FALLS COMMUNITY CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 939 E RIDGEWAY AVE, WATERLOO, IA 50702-4157 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 303 N BIRCH ST, JANESVILLE, IA 50647-1042 |
| Document Number | 0202502866 |
|---|---|
| Date | Mar 04, 2025 |
| Instrument | 2025-02866 |
| Name | CEDAR FALLS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | 123 W 4TH ST, CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 939 E RIDGEWAY AVE, WATERLOO, IA 50702-4157 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900018020 |
|---|---|
| Date | May 31, 2019 |
| Instrument | 201900018020 |
| Name | CEDAR FALLS COMMUNITY CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,804.00 | $244,210 (+10.26%) Land $27,040 Building $217,170 | $244,210 (+10.26%) Land $27,040 Building $217,170 |
| 2024 | $4,804.00 (+22.61%) | ||
| 2023 | $221,490 (+24.16%) Land $27,040 Building $194,450 | $221,490 (+24.16%) Land $27,040 Building $194,450 | |
| 2022 | $3,918.00 | $178,390 Land $27,040 Building $151,350 | |
| 2021 | $178,390 Land $27,040 Building $151,350 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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