Black Hawk County property record for 817 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 884 sqft · built 1963 |
| Lot Size | 0.289 acres (12,577 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,476 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-457-024 |
| Primary APN | 8913-35-457-024 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Building Area | 884 sqft Living Area |
| 1st Floor Area | 884 sqft 1st Floor |
| Basement Area | 884 sqft Basement |
| Finished Basement | 375 sqft Finished |
| Game Room | Game Room |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,577 sqft (0.289 acres) |
| Lot Dimensions | 215 ft deep x 62 ft wide |
| Parking Spaces | 1 Parking Space |
| Garage Type | Detached |
| Garage Area | 336 sqft Garage |
| Patio Area | 566 sqft Patio |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 817 E RIDGEWAY AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WATERLOO WEST PART SW SE SEC 35 T 89 R 13 COM AT A PT 111.85 FT E & 33 FT N SW COR SAID SE QTR RUNNING TH N A DIST |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | UNPLATTED WATERLOO WEST |
| Legal Block | 10 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1200 |
Source: Black Hawk County records · APN 8913-35-457-024
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 817 E RIDGEWAY AVE, WATERLOO, IA 50702-4155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 817 E RIDGEWAY AVE, WATERLOO, IA 50702-4155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 202100015562 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 202100015562 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,476.00 Homeowner's exemption | $136,150 (+9.45%) Land $23,390 Building $112,760 | $136,150 (+9.45%) Land $23,390 Building $112,760 |
| 2024 | $2,476.00 (+19.27%) | ||
| 2023 | $124,390 (+20.31%) Land $23,390 Building $101,000 | $124,390 (+20.31%) Land $23,390 Building $101,000 | |
| 2022 | $2,076.00 Homeowner's exemption | $103,390 Land $23,390 Building $80,000 | |
| 2021 | $103,390 Land $23,390 Building $80,000 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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