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815 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 815 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1940
Square Footage1,284 sqft Living Area
Lot Size11,502 sqft (0.264 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2021)
Tax Bill$3,580.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-35-457-025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths2 Partial Baths
Total Rooms6 Rooms
Building Area1,284 sqft Living Area
1st Floor528 sqft 1st Floor
Basement Area640 sqft Basement
Finished Basement325 sqft Finished
Unfinished Basement640 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area11,502 sqft (0.264 acres)
Depth X Width215 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area672 sqft Garage
Patio Area376 sqft Patio
Porch1 Porch
Porch Area66 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address815 E RIDGEWAY AVE
CityWATERLOO
StateIA
Zip50702-4155
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionUNPLATTED WLOO WEST PART SW SE SEC 35 T 89 R 13 COM AT PT IN S LINE SAID SEC 111.85 FT E OF SW COR SE 1/4 SAID SEC TH N ALONG
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionUNPLATTED WLOO WEST
Legal Block10
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup1
Census Block1026
Census Tract1200

Owner

Source: Black Hawk County records · APN 8913-35-457-025

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address815 E RIDGEWAY AVE, WATERLOO, IA 50702-4155
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Quit Claim Deed, Transfer
TITLE SERVICES CORPORATION
May 24, 2021Warranty Deed, Transfer · Conventional Mortgage
DAS ACQUISITION
Nov 16, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 24, 2021 · Amount on Record
Deed SaleMay 24, 2021 · Amount on Record
Deed Doc Number202124814
Prior Transfer DateNov 14, 2017
Prior Transfer Doc201800008654
Record RefreshedSep 20, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateMay 24, 2021
Property Address815 E RIDGEWAY AVE, WATERLOO, IA 50702-4155
Document Number202100024813
Instrument DateMay 20, 2021
Instrument202100024813
Transaction TypeTransfer
Record UpdatedNov 17, 2022
Title CompanyTITLE SERVICES CORPORATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 E RIDGEWAY AVE, WATERLOO, IA 50702-4155
Mail Care OfALEXANDRE JEAN HARMS

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMay 24, 2021
Property Address815 E RIDGEWAY AVE, WATERLOO, IA 50702-4155
Document Number202100024814
Instrument DateMay 20, 2021
Instrument202100024814
Transaction TypeTransfer
Record UpdatedJun 09, 2021
Title CompanyTITLE SERVICES CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$223.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address815 E RIDGEWAY AVE, WATERLOO, IA 50702-4155

Mortgage

Document Number202100024815
DateMay 24, 2021
Instrument202100024815
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBLACK HAWK IA
Recording DateNov 16, 2017
Property Address815 E RIDGEWAY AVE, WATERLOO, IA 50702-4155
Document Number201800008654
Instrument DateNov 14, 2017
Instrument2018-00008654
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4716 BRIARWOOD DR, 4716, CEDAR FALLS, IA 50613-7955

Transferred To (Grantee/Buyer)

NameVerified Name
Address4716 BRIARWOOD DR, CEDAR FALLS, IA 50613-7955

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,580.00 Homeowner's exemption$195,390 (+11.48%) Land $20,520 Building $174,870$195,390 (+11.48%) Land $20,520 Building $174,870
2024$3,580.00 (+24.83%)
2023$175,270 (+25.69%) Land $20,520 Building $154,750$175,270 (+25.69%) Land $20,520 Building $154,750
2022$2,868.00 Homeowner's exemption$139,450 Land $20,520 Building $118,930
2021$139,450 Land $20,520 Building $118,930

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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