Berrien County property record for 8464 Laberdy Rd, Eau Claire, MI 49111
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 1991 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,053 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-0008-0007-01-2 |
| Primary APN | 04-0008-0007-01-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Modular |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8464 LABERDY RD |
|---|---|
| City | EAU CLAIRE |
| State | MI |
| Zip | 49111-9761 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | AGRI / RES |
| Legal Description | COM AT THE NW1/4 COR SEC 8 T6S R17W TH E ON N LN SD SEC 2081.15' TH S01DEG54'24W 1229.15' TO C/L LABERTY RD & TO POB TH S82DEG07'51"E ON SD C/L 215.85' TH S07DEG48'16"W 213.83' TH N81DEG10'21"W 194.13' TH N01DEG54'24"E 211.73' TO POB UNREC SURV |
| Legal Range | 17W |
| Legal Township | 06S |
| Legal Section | 08 |
| Legal Lot Number | 215 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BERRIEN |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10600 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8464 LABERDY RD, EAU CLAIRE, MI 49111-9761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FEDERAL CREDIT UNION |
| Jun 1, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| May 18, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 27, 2006 |
| Transfer Doc | 02694/1824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 22, 2026 |
| Property Address | 8464 LABERDY RD, EAU CLAIRE, MI 49111-9761 |
| Document Number | 0000461430 |
| Book / Page | 3478 / 49 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026461430 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 8464 LABERDY RD, EAU CLAIRE, MI 49111-9761 |
| Document Number | 0000461430, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 3478/49 |
| Instrument | 2026461430 |
| Name | UNITED FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 8464 LABERDY RD, EAU CLAIRE, MI 49111-9761 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 03207/0717 |
|---|---|
| Date | Jun 1, 2018 |
| Book Page | 3207/0717 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 15, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 8464 LABERDY RD, EAU CLAIRE, MI 49111-9761 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 03275/1549 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 3275/1549 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Berrien Township |
| Unified School District | Eau Claire Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,400 (+1.95%) | $156,800 (+1.95%) | |
| 2025 | $1,053.00 (+2.83%) Homeowner's exemption | $76,900 (+12.1%) | $153,800 (+12.1%) |
| 2024 | $1,024.00 (-3.85%) | ||
| 2023 | $68,600 | $137,200 | |
| 2022 | $1,065.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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