8432 Laberdy Rd, Eau Claire, MI 49111 Property Records

Berrien County property record for 8432 Laberdy Rd, Eau Claire, MI 49111

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,320 sqft · built 1973
Lot Size	24 acres (1,048,054 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,339 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2023 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-0008-0006-05-9`

Property Details

APN / Parcel Number

Primary APN	`04-0008-0006-05-9`
Alternative APN	`11-04-0008-0006-05-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	2,320 sqft Living Area
1st Floor Area	2,240 sqft
Basement Area	2,240 sqft
Unfinished Basement	2,240 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Lot Area	1,048,054 sqft (24 acres)
Lot Dimensions	1,000 ft deep x 345 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8432 LABERDY RD
City	EAU CLAIRE
State	MI
Zip	49111-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRI / RES
Legal Description	COM 861.34'S 0 DEG 0'30''E & 557.28'S81DEG32'35''E OF NW COR OF FRL SEC 8 T6S R17W TH S81DEG32' 35''E 124.58'TH S75DEG 07'25''E 392.91'TH S 200'TH S75DEG07'25''E 48.66'TH S 576.19'TH S31DEG29'05'' W 191.22'TH S14DEG55'E 387.98'TH S 252.5'TH N88DEG32'
Legal Range	17W
Legal Township	06S
Legal Section	08
Jurisdiction	BERRIEN MI
Township / Civil Division	BERRIEN
Census Block Group	1
Census Block	1023
Census Tract	10600

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8432 LABERDY RD, EAU CLAIRE, MI 49111-9761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit HONOR CU
Nov 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit HONOR CU
Oct 4, 2022	Intrafamily Transfer, Transfer
Mar 2, 2020	Intrafamily Transfer, Transfer
Aug 22, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 4, 2022
Transfer Doc	03387/3118
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	8432 LABERDY RD, EAU CLAIRE, MI 49111-9761
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8432 LABERDY RD, EAU CLAIRE, MI 49111-9761

Mortgage

Document Number	03460/3940
Date	Sep 26, 2025
Book Page	3460/3940
Instrument	2025442721

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 12, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	8432 LABERDY RD, EAU CLAIRE, MI 49111-9761
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8432 LABERDY RD, EAU CLAIRE, MI 49111-9761

Mortgage

Document Number	03416/1711
Date	Nov 29, 2023
Book Page	3416/1711
Instrument	2023393591

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2038

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	8432 LABERDY RD, EAU CLAIRE, MI 49111-9761
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8432 LABERDY RD, EAU CLAIRE, MI 49111-9761

Mortgage

Document Number	03392/2627
Date	Nov 21, 2022
Book Page	3392/2627
Instrument	2022367666

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Oct 4, 2022
Property Address	8432 LABERDY RD, EAU CLAIRE, MI 49111-9761
Document Number	03387/3118
Book / Page	3387 / 3118
Instrument Date	Oct 4, 2022
Instrument	2022364044
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8432 LABERDY RD, EAU CLAIRE, MI 49111-9761

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 2, 2020
Property Address	8432 LABERDY RD, EAU CLAIRE, MI 49111-9761
Document Number	03266/2800
Book / Page	3266 / 2800
Instrument Date	Jan 29, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8432 LABERDY RD, EAU CLAIRE, MI 49111-9761

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 22, 2018
Property Address	8432 LABERDY RD, EAU CLAIRE, MI 49111-9761
Document Number	03214/3297
Book / Page	3214 / 3297
Instrument Date	Aug 13, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8432 LABERDY RD, EAU CLAIRE, MI 49111-9761

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5544 HIPPS HOLLOW RD, EAU CLAIRE, MI 49111-9316

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Berrien Township
Unified School District	Eau Claire Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,700 (+3.77%)	$671,400 (+3.77%)
2025	$3,339.00 (+2.93%) Homeowner's exemption	$323,500 (+51.38%)	$647,000 (+51.38%)
2024	$3,244.00 (+68.43%)
2023		$213,700	$427,400
2022	$1,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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