8461 Laredo St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8461 Laredo St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,984 sqft · built 2019
Lot Size	0.153 acres (6,665 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jan 2020)
Tax Bill	$3,967 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-2740-01000-0013`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-2740-01000-0013`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,984 sqft Heated Area
Gross Area	2,638 sqft
1st Floor Area	2,425 sqft
Upper Floors Area	1,034 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	1,340 ft deep x 500 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	213 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212S262740010000013
Street Address	8461 LAREDO ST
City	NAVARRE
State	FL
Zip	32566-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2M
Legal Description	NAVARRE 1ST ADD PARCEL 1: W 50 FT OF LOT 1 BLK 10 AS DES IN OR 3908 PG 1334 (OUT OF LOT 1 FOR 2018) LESS ALL MINERAL RIGHTS
Legal Range	26W
Legal Township	02S
Legal Section	21
Legal Subdivision	NAVARRE 1ST ADD
Legal Block	10
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	3
Census Block	3009
Census Tract	10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12201 WOODCHASE CIR, ANCHORAGE, AK 99516-2052
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jan 13, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS
Dec 24, 2019	Loan Modification, Mortgage ROUNDHOUSE PROPS LLC
Oct 29, 2019	Loan Modification, Mortgage ROUNDHOUSE PROPERTIES LLC
Nov 12, 2018	Loan Modification, Mortgage ROUNDHOUSE PROPERTIES LLC
Jul 23, 2018	Loan Modification, Mortgage ROUNDHOUSE PROPERTIES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Deed Document Number	202001724
Deed Book / Page	3908 / 1334
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8461 LAREDO ST, NAVARRE, FL 32566-1025
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8461 LAREDO ST, NAVARRE, FL 32566-1025

Mortgage

Document Number	0040960851
Date	Mar 31, 2021
Book Page	4096/851
Instrument	202121240

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 13, 2020
Property Address	8461 LAREDO ST, NAVARRE, FL 32566-1025
Document Number	0039081334
Book / Page	003908 / 001334
Instrument Date	Jan 10, 2020
Instrument	1724
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 BAINBRIDGE BLVD FAIRBANKS AK 997012734, FAIRBANKS, AK 99701-2734

Mortgage

Document Number	39081337
Date	Jan 13, 2020
Book Page	003908/001337
Instrument	1725

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	8461 LAREDO ST, NAVARRE, FL 32566-1025
Document Number	0039061627
Instrument Date	Dec 24, 2019
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1905 ANDORRA ST NAVARRE FL 325669111, NAVARRE, FL 32566-9111

Mortgage

Document Number	0039061627
Date	Jan 7, 2020
Book Page	003906/001627
Instrument	704

Lender

Name	ROUNDHOUSE PROPS LLC
Address	298 ALTA VISTA DR, YONKERS, NY 10710-2131

Agreement

Amount	Amount Recorded

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	8461 LAREDO ST, NAVARRE, FL 32566-1025
Document Number	0038861901
Instrument Date	Oct 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1905 ANDORRA ST NAVARRE FL 325669111, NAVARRE, FL 32566-9111
Investor	Possibly a Property Investor

Mortgage

Document Number	0038861901
Date	Nov 4, 2019
Book Page	003886/001901
Instrument	49639

Lender

Name	ROUNDHOUSE PROPERTIES LLC
Address	298 ALTA VISTA DR, YONKERS, NY 10710-2131

Agreement

Amount	Amount Recorded

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	8461 LAREDO ST, NAVARRE, FL 32566-1025
Document Number	0038061072
Instrument Date	Nov 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	8493 SEVILLA ST NAVARRE FL 32566, NAVARRE, FL 32566

Mortgage

Document Number	0038061072
Date	Feb 26, 2019
Book Page	003806/001072
Instrument	7263

Lender

Name	ROUNDHOUSE PROPERTIES LLC
Address	298 ALTA VISTA DR, YONKERS, NY 10710-2131

Agreement

Amount	Amount Recorded

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	8461 LAREDO ST, NAVARRE, FL 32566-1025
Document Number	0037531644
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	9425 VICTORIA LN NAVARRE FL 325662807, NAVARRE, FL 32566-2807
Investor	Possibly a Property Investor

Mortgage

Document Number	0037531644
Date	Aug 2, 2018
Book Page	003753/001644
Instrument	33060

Lender

Name	ROUNDHOUSE PROPERTIES LLC
Address	298 ALTA VISTA DR, YONKERS, NY 10710-2131

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,967.00 (+2.93%)	$333,596 (+0.85%) Land $60,000 Building $273,596	$333,596 (+0.85%) Land $60,000 Building $273,596
2023	$3,854.00 (+10.4%)	$330,772 (+13.6%) Land $60,000 Building $270,772	$330,772 (+13.6%) Land $60,000 Building $270,772
2022	$3,491.00	$291,166	$291,166 Land $36,000 Building $255,166

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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