8410 Laredo St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8410 Laredo St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,726 sqft · built 2014
Lot Size0.239 acres (10,411 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Jul 2025)
Tax Bill$3,514 (2024)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN17-2S-26-2750-03600-0291

Property Details

APN / Parcel Number

Primary APN17-2S-26-2750-03600-0291

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,726 sqft Heated Area
Gross Area2,378 sqft
1st Floor Area2,150 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area10,411 sqft (0.239 acres)
Lot Dimensions1,240 ft deep x 840 ft wide
Garage Area424 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number172S262750036000291
Street Address8410 LAREDO ST
CityNAVARRE
StateFL
Zip32566-1026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOM AT SW CORN LOT 29 BLK 36 2ND ADD TO NAVARRE (ON N R/W OF LAREDO & E R/W OF FRONTERA) THN N90*0'E 112.10 FT TO POB THN
Legal Range26W
Legal Township02S
Legal Section17
Legal SubdivisionNAVARRE 2ND ADD
Legal Block36
Legal Lot Number29
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1000
Census Tract10825

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1500 SANDAL LN APT 1514, 1514, PANAMA CITY BEACH, FL 32413-4658
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2025 · Amount on File
Deed SaleJul 22, 2025 · Amount on File
Prior SaleAug 4, 2014 · Amount on File
Deed Document Number202533512
Deed Book / Page4639 / 1765
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address8410 LAREDO ST, NAVARRE, FL 32566-1026
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8410 LAREDO ST, NAVARRE, FL 32566-1026

Mortgage

Document Number0040010432
DateSep 8, 2020
Book Page4001/432
Instrument202046392
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,514.00 (+3.32%)$297,499 (-0.29%) Land $67,864 Building $229,635$297,499 (-0.29%) Land $67,864 Building $229,635
2023$3,401.00 (+9.92%)$298,358 (+12.48%) Land $59,880 Building $238,478$298,358 (+12.48%) Land $59,880 Building $238,478
2022$3,094.00$265,260$265,260 Land $49,900 Building $215,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 136 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies162 units insured
incl. 26 condo units
Nearby Flood Claims15 (1995–2024)
Claims Outside the SFHA5 of 15
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cox Communications.

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