8470 Laredo St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8470 Laredo St, Navarre, FL 32566

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 4.5 ba · 2,558 sqft · built 2006
Lot Size	0.309 acres (13,460 sqft)
Owner	Individual Name on File
Last Sale	$337,500 (Jan 2020)
Tax Bill	$3,950 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-2740-00800-0400`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-2740-00800-0400`
Alternative APN	`S262212740008000400`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	1 Story
Building Area	2,558 sqft Living Area
Gross Area	3,362 sqft
1st Floor Area	2,558 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Family
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	13,460 sqft (0.309 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	324 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8470 LAREDO ST
City	NAVARRE
State	FL
Zip	32566-1026
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2M
Legal Description	NEWLY DESCRIBED FOR 2020 PORT OF NAVARRE 1ST ADD DES AS : PARCEL 40-B: COM SW CORN OF LOT 40 BLK 8 THN N001214W 95 FT TO POB THN CONT 106.44 FT THN S895719E 55.73 FT THN S00*0822W 37.39 FT TO CTR OF PARTY WALL AT TH N FACE OF AN EXSTNG TWNHS BLDG
Legal Range	26W
Legal Township	2S
Legal Section	21
Legal Subdivision	NAVARRE 1ST ADD
Legal Block	8
Legal Lot Number	40
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	3
Census Block	3003
Census Tract	10827

Owner

8470 Laredo St, a residential property, is owned by an individual who bought it in January 2020.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	67 MARKER RD, ROTONDA WEST, FL 33947-1803
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 7, 2020	Warranty Deed, Transfer · Conventional Mortgage STANLEY J & DEBBIE A SIMMONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2020 · Amount on File
Deed Sale	Jan 7, 2020 · Amount on File
Prior Sale	Aug 16, 2004 · Amount on File
Deed Document Number	2020696
Deed Book / Page	3906 / 1593
Prior Transfer Date	Aug 25, 2006
Prior Transfer Doc	0026421014
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8470 LAREDO ST, NAVARRE, FL 32566-1026
Document Number	0039601603
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8468 LAREDO ST NAVARRE FL 325661026, NAVARRE, FL 32566-1026

Mortgage

Document Number	0039601603
Date	Jun 9, 2020
Book Page	003960/001603
Instrument	27556

Lender

Name	SUPREME LNDG
Address	TALLAHASSEE, FL 32301-1329

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	12%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	8470 LAREDO ST, NAVARRE, FL 32566-1026
Document Number	0039451391
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8470-8472 LAREDO ST NAVARRE FL 325661026, NAVARRE, FL 32566-1026

Mortgage

Document Number	0039451391
Date	May 1, 2020
Book Page	003945/001391
Instrument	20551

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 30, 2035

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 7, 2020
Property Address	8470 LAREDO ST, NAVARRE, FL 32566-1026
Document Number	0039061593
Book / Page	003906 / 001593
Instrument Date	Jan 2, 2020
Instrument	696
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,363.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1862 ALHAMBRA ST NAVARRE FL 325661030, NAVARRE, FL 32566-1030

Mortgage

Document Number	39061597
Date	Jan 7, 2020
Book Page	003906/001597
Instrument	697

Lender

Name	STANLEY J & DEBBIE A SIMMONS
Address	6370 E BAY BLVD, GULF BREEZE, FL 32563-9732
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$380,989 (+3.62%) Land $79,200 Building $301,789	$380,989 (+3.62%) Land $79,200 Building $301,789
2024	$3,950.00 (+4.36%)	$367,677 (+2.34%) Land $74,250 Building $293,427	$367,677 (+2.34%) Land $74,250 Building $293,427
2023	$3,785.00 (+8.27%)	$359,275 (+9.49%) Land $74,250 Building $285,025	$359,275 (+9.49%) Land $74,250 Building $285,025
2022	$3,496.00	$328,147	$328,147 Land $44,550 Building $283,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8470 Laredo St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8470 Laredo St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

Nearby Properties on Laredo St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures