8409 Laredo St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8409 Laredo St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,020 sqft
Lot Size0.262 acres (11,456 sqft)
OwnerIndividual Name on Record
Tax Bill$936 (2024)
Deeds & MortgagesAug 2025 Transfer
Jan 2022 Transfer
Flood ZoneZone X (minimal risk)
APN17-2S-26-2750-06100-0011

Property Details

APN / Parcel Number

Primary APN17-2S-26-2750-06100-0011

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,020 sqft Heated Area
1st Floor Area3,515 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area11,456 sqft (0.262 acres)
Lot Dimensions1,210 ft deep x 950 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number172S262750061000011
Street Address8409 LAREDO ST
CityNAVARRE
StateFL
Zip32566-1094
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*NEW PARCEL FOR 2017 TAX ROLL* NAVARRE 2ND ADD PORTION OF LOT 1 BLK 61 BEING THE E 95 FT THEREOF AS DES IN PART IN OR 3023 PG
Legal Range26W
Legal Township02S
Legal Section17
Legal SubdivisionNAVARRE 2ND ADD
Legal Block61
Legal Lot Number1
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1025
Census Tract10825

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2008 FRONTERA ST, NAVARRE, FL 32566-9178
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2025Quit Claim Deed, Transfer
Quitclaim
Jan 5, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2010
Deed SaleDec 6, 2010
Deed Document Number0030231372
Prior Transfer DateDec 3, 2010
Prior Transfer Doc201046845
Record UpdatedJun 8, 2026

August 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateAug 15, 2025
Property Address8409 LAREDO ST, NAVARRE, FL 32566-1094
Document Number0046480566
Book / Page4648 / 566
Map ReferenceMB 3023 PG 1372
Instrument DateAug 15, 2025
Instrument202537902
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2008 FLORES ST, NOWASE, FL

Transferred To (Grantee/Buyer)

NameVerified Name

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateJan 5, 2022
Property Address8409 LAREDO ST, NAVARRE, FL 32566-1094
Document Number0042291979
Book / Page4229 / 1979
Map ReferenceMB C PG 31
Instrument DateSep 3, 2021
Instrument202200748
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8409 LASEDO ST, NAVARRE, FL 32566-1094

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$936.00 (+9.47%)$71,060 (+13.33%) Land $71,060$71,060 (+13.33%) Land $71,060
2023$855.00 (+11.91%)$62,700 (+2%) Land $62,700$62,700 (+2%) Land $62,700
2022$764.00$52,250$52,250 Land $52,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 136 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies162 units insured
incl. 26 condo units
Nearby Flood Claims15 (1995–2024)
Claims Outside the SFHA5 of 15
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cox Communications.

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