Hamilton County property record for 846 W 146th St, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,104 sqft · built 1984 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $383,400 (Nov 2022) |
| Tax Bill | $4,502 (2024) |
| Deeds & Mortgages | Aug 2026 Mortgage Nov 2022 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-24-101-027.000-018 |
| Primary APN | 29-09-24-101-027.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,104 sqft Living Area |
| Gross Area | 2,588 sqft |
| 1st Floor Area | 2,104 sqft |
| 2nd Floor Area | 964 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Street Address | 846 W 146TH ST |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .40, SECTION 24, TOWNSHIP 18, RANGE 3, HUNTERS CREEK VILLAGE, SECTION 1, LOT 27 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 24 |
| Legal Subdivision | HUNTERS CREEK VILLAGE SECTION 1 |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 110906 |
Source: Hamilton County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 846 W 146TH ST, CARMEL, IN 46032-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Nov 9, 2022 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Nov 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage MJW FINANCIAL LLC |
| Oct 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MJW FINANCIAL LLC |
| Mar 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage MJW FINANCIAL LLC |
| Jul 9, 2018 | Trustee's Deed, Construction Loan · Line of Credit GRANT CNTY ST BK |
| Jul 5, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 5, 2018 | Grant Deed, Transfer NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC |
| Feb 1, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on Record |
| Deed Sale | Nov 30, 2022 · Amount on Record |
| Prior Sale | Mar 29, 2019 · Amount on Record |
| Deed Document Number | 202256733 |
| Prior Transfer Date | Jun 21, 2018 |
| Prior Transfer Doc | 0000030361 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Aug 4, 2026 |
| Property Address | 846 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 0000035243 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 202635243 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 846 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 0000035243, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202635243 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 846 W 146TH ST, CARMEL, IN 46032-1018 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 846 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 0000053741 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 2022053741 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 205 Months |
| Due | Nov 30, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Nov 30, 2022 |
| Property Address | 846 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 0000056733 |
| Map Reference | MB 9 PG 89-90 |
| Instrument Date | Nov 23, 2022 |
| Instrument | 2022056733 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Title Company | CENTURION LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 846 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 0000056734 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2022056734 |
| Name | MJW FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 846 W 146TH ST, CARMEL, IN 46032-1018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019050029 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 2019050029 |
| Name | MJW FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Mar 29, 2019 |
| Property Address | 846 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 2019011460 |
| Map Reference | MB 9 PG 89&90 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 2019011460 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 846 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 2019011461 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 2019011461 |
| Name | MJW FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 9, 2018 |
| Property Address | 846 W 146TH ST, CARMEL, IN 46032-1018 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 30784 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2213 W 38TH ST MARION IN 469539367, MARION, IN 46953-9367 |
| Document Number | 0000030784 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 30784 |
| Name | GRANT CNTY ST BK |
|---|---|
| Type | Bank |
| Address | MARION, IN 46952 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 8, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 5, 2018 |
| Property Address | 846 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 0000030361 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 30361 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5680 GREENWOOD PLAZA BLVD #100 GREENWOOD VILLAGE CO 801112404, 100, GREENWOOD VILLAGE, CO 80111-2404 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 5, 2018 |
| Property Address | 846 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 0000030363 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 30363 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2020 |
| Title Company | NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2213 W 38TH ST MARION IN 469539367, MARION, IN 46953-9367 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Feb 1, 2018 |
| Property Address | 846 W 146TH ST, CARMEL, IN 46032-1018 |
| Document Number | 0000004331 |
| Instrument Date | Jan 18, 2018 |
| Instrument | 4331 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 14, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 55 BEATTIE PL #110 GREENVILLE SC 296015115, 110, GREENVILLE, SC 29601-5115 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $434,900 (+7.38%) Land $85,000 Building $349,900 | $434,900 (+7.38%) Land $85,000 Building $349,900 | |
| 2024 | $4,502.00 (+17.39%) | $405,000 (+10.93%) Land $85,000 Building $320,000 | $405,000 (+10.93%) Land $85,000 Building $320,000 |
| 2023 | $3,835.00 (+1.7%) Homeowner's exemption | $365,100 (+10.3%) Land $73,300 Building $291,800 | $365,100 (+10.3%) Land $73,300 Building $291,800 |
| 2022 | $3,771.00 | $331,000 Land $73,300 Building $257,700 | $331,000 Land $73,300 Building $257,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jun 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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